489 Vine Street, St. Catharines, ON

$619,900
MLS#:X12677154
4 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
489 Vine Street, St. Catharines, ON L2M 3T2
⚠️

Property no longer active

This property was sold on January 17, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 54.65 x 159.15 ft lot
  • Features a finished, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free, Floor Drain, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Exceeding all expectations, the pride of ownership shines in every corner of this beautifully cared-for home. More than curb appeal and set on an oversized, extra-deep lot with a triple driveway, this property offers the space, comfort, and outdoor living you've been waiting for. The backyard is a true highlight, featuring a large wooden deck, gazebo, full fencing for kids and pets, and effortless BBQ access right off the kitchen. Inside, an inviting coved foyer leads into a bright, spacious living room anchored by a large picture window. The updated kitchen impresses with its warm colour scheme, open-concept eat-in layout, breakfast-bar peninsula, enviable pantry, spotless tile floors, and stainless steel appliances (approx. two years old). A generous patio door opens directly to the deck, creating the perfect flow for entertaining and everyday enjoyment. The main floor bathroom was renovated in 2023 and showcases a modern glass tub enclosure and stylish vanity. The lower level offers exceptional flexibility with a separate side entrance ideal for an in-law setup. The fully finished basement includes a huge recreation room with mini bar, additional bedrooms, and a second four-piece bathroom. Major updates and features include: roof (2023), furnace (Dec 2025), owned hot water heater (Dec 2025), AC (approx. 2013), 100-amp breakers, R/O water filtration system.

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Property Summary

This detached home located at 489 Vine Street, St. Catharines is currently for sale and has been available on SousaSells for 211 days. This property is listed at $619,900 with an estimated mortgage of $2,063* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 489 Vine Street, St. Catharines is in the 442 - Vine/Linwell neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 442 - Vine/Linwell, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 442 - Vine/Linwell, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 17, 2026
Sold price information is available to members only
Listed Date1/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Finished with Walk-Out, Separate Entrance
Lot Size54.65 × 159.15 Feet
CountyNiagara
Annual Tax$4,045
Legal DescriptionLT 1 PL 203 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Floor Drain
  • In-Law Capability
  • Sump Pump
  • Water Heater Owned
  • Water Treatment

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 489 Vine Street, St. Catharines, ON

Q.What is the asking price for 489 Vine Street, St. Catharines, ON ?

The current listing price for 489 Vine Street, St. Catharines, ON in 442 - Vine/Linwell, St. Catharines is $619,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 489 Vine Street, St. Catharines, ON ?

489 Vine Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Finished with Walk-Out, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Floor Drain, In-Law Capability, Sump Pump, Water Heater Owned, Water Treatment.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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489 Vine Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 489 Vine Street, St. Catharines, ON L2M 3T2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$185,970 (30.0%)
* Minimum Canadian down payment required for this price is $36,990.
Amortization Period30 Years
Estimated Monthly Payment$2,063Based on a loan of $433,930 over 30 years.
Purchase Price$619,900
Loan Amount$433,930
Provincial Land Transfer Tax:$8,873
Total Estimated Closing Taxes:$8,873

About Purchasing a Home in St. Catharines, ON

For a property listed at $619,900 in St. Catharines, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.

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442 - Vine/Linwell, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 - Vine/Linwell, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,194,334

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 442 - Vine/Linwell, St. Catharines

Elementary Schools

Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

442 - Vine/Linwell, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.