49 Fitzgerald Street, St. Catharines, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) and aluminum siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 33.3 x 96.4 ft lot
- Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Accessory Apartment, In-Law Suite
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
**Great Opportunity for First-Time Buyers or Investors** This 4-bedroom, 3-bathroom home is a smart buy in a quiet, convenient neighbourhood. With a solid tenant already in place paying \$1,800/month, its ideal for investors or move in and enjoy the income from the lower level.The main and upper floors have original hardwood flooring and a functional layout. The updated kitchen has lots of cabinets and counter space and includes a handy pass-through to the living room. A set of sliding doors leads from the dining room to the back deck and private, low-maintenance yard complete with a fire pit.The lower level has a separate side entrance and features a bright, updated 1-bedroom apartment with new flooring, kitchen, and fresh paint ready to go.Theres also a single car garage, and the location is close to parks, shopping, QEW access, and more.Whether you're looking for your first home or a smart investment, this property checks the boxes. Reach out for more details or to book a showing.
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Property Summary
This detached home located at 49 Fitzgerald Street, St. Catharines is currently for sale and has been available on SousaSells for 426 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 49 Fitzgerald Street, St. Catharines is in the 451 - Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Accessory Apartment
- In-Law Suite
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 49 Fitzgerald Street, St. Catharines, ON
Q.What is the asking price for 49 Fitzgerald Street, St. Catharines, ON ?
The current listing price for 49 Fitzgerald Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $499,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 49 Fitzgerald Street, St. Catharines, ON ?
49 Fitzgerald Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Apartment basement.
Q.What interior features are included in this home?
Interior highlights include: Accessory Apartment, In-Law Suite.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 49 Fitzgerald Street, St. Catharines, ON L2R 4B6
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $499,000 in St. Catharines, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.