514 Ontario Street, St. Catharines, ON

$559,500
MLS#:X12111929
4 beds
2 baths
1100-1500 sqft
7.0 parking
Residential Freehold
514 Ontario Street, St. Catharines, ON L2N 4N2
⚠️

Property no longer active

This property was sold on May 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $559,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 70.51 x 137.64 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

"WELL CARED FOR SPACIOUS 3+1 BED, 2 FULL BATH BRICK BUNGLOW WITH APPROX 1800 SQ FT OF LIVING AREA, HARDWOOD UNDER CARPET IN BEDRMS, D/R, L/R & HALLWAY, FULL FINISHED BASEMENT & RECROOM/GAMES AREA, LARGE 26 X 13 CARPORT, LARGE CONCRETE DRIVE FOR 7-8 CARS IN NICE AREA OF NORTHEND ST. CATHARINES" Welcome to 514 Ontario St, St. Catharines. As you approach this well cared for property on large corner lot you notice the pride in ownership. as you approach the front you enter into foyer area with glass door leading into the spacious & bright Living/Dining room area with wood fireplace (as-is not used in 4 or 5 yrs), off the dining rm, you have a nice eat-in kitchen with plenty of counter & cabinet space, continue down the hall and you are greeted with 3 generous sized bedrooms & 4pc bath. Once you have completed the main level, you head downstairs to a fully finished recroom/games room area (could be converted to in-law set up) with another bedroom and 3 pc bath. Large workshop/utility area and laundry. Lastly, enjoy the outdoors with a good sized 26 x 13 carport area currently being used as a covered, private patio area, large concrete drive (7-8 cars) and beautiful gardens and yard. Close to QEW, Port Dalhousie, public transit and only 10 mins from NOTL & Niagara Falls. AFFORDABLE.

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Property Summary

This detached home located at 514 Ontario Street, St. Catharines is currently for sale and has been available on SousaSells for 464 days. This property is listed at $559,500 with an estimated mortgage of $1,862* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 514 Ontario Street, St. Catharines is in the 443 - Lakeport neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 443 - Lakeport, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
0
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 7, 2025
Sold price information is available to members only
Listed Date4/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size70.51 × 137.64 Feet
CountyNiagara
Annual Tax$4,172
Legal DescriptionLT 4 PL 361 GRANTHAM EXCEPT PT 6 ON 30R10219 ; ST. CATHARINES

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Public Transit
  • Park

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 514 Ontario Street, St. Catharines, ON

Q.What is the asking price for 514 Ontario Street, St. Catharines, ON ?

The current listing price for 514 Ontario Street, St. Catharines, ON in 443 - Lakeport, St. Catharines is $559,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 514 Ontario Street, St. Catharines, ON ?

514 Ontario Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 514 Ontario Street, St. Catharines, ON offer?

Key property features include: Public Transit, Park.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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514 Ontario Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 514 Ontario Street, St. Catharines, ON L2N 4N2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$167,850 (30.0%)
* Minimum Canadian down payment required for this price is $30,950.
Amortization Period30 Years
Estimated Monthly Payment$1,862Based on a loan of $391,650 over 30 years.
Purchase Price$559,500
Loan Amount$391,650
Provincial Land Transfer Tax:$7,665
Total Estimated Closing Taxes:$7,665

About Purchasing a Home in St. Catharines, ON

For a property listed at $559,500 in St. Catharines, the legal minimum down payment is $30,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,665 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,665.

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443 - Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 443 - Lakeport, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 443 - Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9

Secondary Schools

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443 - Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.