52 Yates Street, St. Catharines, ON

$999,900
MLS#:X13512032
3 beds
3 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 70 x 39.1 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, On Demand Water Heater, Water Heater Owned
  • equipped with central air central cooling and highly efficient water heating via gas

Description

Welcome to 52 Yates Street! This beautiful Neo Tudor style 2.5 storey home is located in the heritage district of downtown St. Catharines. Built in 1926 by Prominent Architects Nicholson & Macbeth. Together, they became the most celebrated architectural duo in Niagara Region history! As soon as we step inside, we notice lead glass windows, the stone floor hallway, hardwood floors, and the beautiful wooden staircase. The living room offers an abundance of windows for lots of natural light, a gas fireplace and built-in cabinetry. The generous formal dining room has a bay window and decorative fireplace. Notice the ceiling beams! We continue onto the kitchen with its sandstone countertops and sink, and stainless steel appliances. We ascend the stairs to explore the second floor. Here we find three good sized bedrooms. A 3-pc ensuite services the primary bedroom. A 4-pc can also be found on the second floor. The second floor also offers an office space. Notice the beautiful wood in this area! Let's continue on; we head up to the third level, where we find a bright, multifunctional area. This could be used as a family room, a fourth bedroom, a crafts room, or work out studio. Right behind it is a convenient storage area. Now we head all the way down, to the basement. Here we find the laundry room and a 2-pc powder room, plus two storage rooms. Last, but not least, is the outside. To the side of this beautiful house, we find the cozy interlocked terrace area. Updates include: A/C: 2021, EV charger rough-in, water softener: 2021, washer & dryer: 2021; Hot water On Demand: 2021, garage door and remote: 2023, all kitchen appliances replaced in 2024. Ask listing agent for the complete list.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionStone, Stucco (Plaster)
BasementFull, Partially Finished
Lot Size70 × 39.1 Feet
CountyNiagara
Annual Tax$5,434.46
Legal DescriptionLt 1018 Cp Pl 2 Grantham; St. Catharines

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingCentral Air

Features

Property Features

Interior Features

Water Softener, On Demand Water Heater, Water Heater Owned

Security Features

Community Features

Location

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52 Yates Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 52 Yates Street, St. Catharines, ON L2R 5R5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$74,990 (7.5%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period25 Years
Estimated Monthly Payment$5,512Based on a loan of $924,910 over 25 years.
Purchase Price$999,900
Loan Amount$924,910
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $999,900 in St. Catharines, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,253

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.