522 Ontario Street, St. Catharines, ON
Property no longer active
This property was sold on March 27, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 175.23 x 201.19 ft lot
- Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 9.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Primary Bedroom - Main Floor, In-Law Suite
- equipped with wall unit(s) central cooling and highly efficient other heating via other
Description
This is no ordinary home! Upstairs-downstairs, inside-outside, everything you see will please you. It's a City-Smart, Dollar-Wise Investment. This 3 bed home offers a fully finished lower level 2 bedroom apartment with a separate walkout entrance, laundry room and separate unfinished room with endless possibilities. There is ample parking in the main driveway and a separate driveway for extra vehicles or tenant parking. The huge property allows for many uses such as 2 accessory dwelling units (ADU) could be built on the property to accommodate in-laws or additional tenant income. With a little imagination and TLC, this home is a jewel in the rough as the unique size of the property, easy access to the QEW and all St. Catherines has to offer truly makes this home unique.
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Property Summary
This detached home located at 522 Ontario Street, St. Catharines is currently for sale and has been available on SousaSells for 594 days. This property is listed at $849,000 with an estimated mortgage of $2,826* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 522 Ontario Street, St. Catharines is in the 443 - Lakeport neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.
- •5 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 443 - Lakeport, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Place Of Worship
- Public Transit
- Rolling
Interior Features
- Primary Bedroom - Main Floor
- In-Law Suite
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 522 Ontario Street, St. Catharines, ON
Q.What is the asking price for 522 Ontario Street, St. Catharines, ON ?
The current listing price for 522 Ontario Street, St. Catharines, ON in 443 - Lakeport, St. Catharines is $849,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 522 Ontario Street, St. Catharines, ON ?
522 Ontario Street, St. Catharines, ON is a Detached (Bungalow) featuring a Apartment, Separate Entrance basement.
Q.What key property features does 522 Ontario Street, St. Catharines, ON offer?
Key property features include: Place Of Worship, Public Transit, Rolling.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor, In-Law Suite.
Q.Is parking available at this property?
Yes, this property offers parking space for 9.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Other and cooling via Wall Unit(s).
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Pricing & Value Insights
Data-driven valuation for 522 Ontario Street, St. Catharines, ON L2N 4N3
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $849,000 in St. Catharines, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.