54 Ramsey Street, St. Catharines, ON

$649,900
MLS#:X9350549
5 beds
2 baths
1100-1500 sqft
9.0 parking
Residential Freehold
54 Ramsey Street, St. Catharines, ON L2N 2K1
⚠️

Property no longer active

This property was sold on October 25, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 50.1 x 100.22 ft lot
  • Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Amazing Turn-Key Family Home In The Heart Of St Catharines! Move-In Ready Upstairs. Lower unit is income ready or use as an in-law suite. Great Schools, Shops, And Parks Nearby. Fully Renovated Upper and Lower units, This Bungalow Is Carpet-Free With Almost 2300 Sq Ft Of Living Space. Main floor features a bright living room, oversized Eat-In Kitchen With Lots Of Cabinetry, 3 Bedrooms and a 4 piece bath. Finished Basement is rental ready for extra income or treat as the perfect in-law suite with its own separate entrance and shared laundry in garage. Driveway fits 8 cars plus garage. Must-See!

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Property Summary

This detached home located at 54 Ramsey Street, St. Catharines is currently for sale and has been available on SousaSells for 689 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 54 Ramsey Street, St. Catharines is in the 443 - Lakeport neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 443 - Lakeport, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 25, 2024
Sold price information is available to members only
Listed Date9/16/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment, Separate Entrance
Lot Size50.1 × 100.22 Feet
CountyNiagara
Annual Tax$4,144
Legal DescriptionLt 4 Pl 656; S/T Ro242914 St. Catharines

Parking & Garage

Parking Total9.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Public Transit

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • In-Law Capability
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage

Security Features

  • Smoke Detector
  • Carbon Monoxide Detectors

Community Features

None listed

Frequently Asked Questions about 54 Ramsey Street, St. Catharines, ON

Q.What is the asking price for 54 Ramsey Street, St. Catharines, ON ?

The current listing price for 54 Ramsey Street, St. Catharines, ON in 443 - Lakeport, St. Catharines is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 54 Ramsey Street, St. Catharines, ON ?

54 Ramsey Street, St. Catharines, ON is a Detached (Bungalow) featuring a Apartment, Separate Entrance basement.

Q.What key property features does 54 Ramsey Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Storage.

Q.What security features are installed at 54 Ramsey Street, St. Catharines, ON ?

Security features include: Smoke Detector, Carbon Monoxide Detectors.

Q.Is parking available at this property?

Yes, this property offers parking space for 9.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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54 Ramsey Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 54 Ramsey Street, St. Catharines, ON L2N 2K1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $649,900 in St. Catharines, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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443 - Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 443 - Lakeport, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 443 - Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9

Secondary Schools

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443 - Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.