554 LAKE Street, St. Catharines, ON

$599,900
MLS#:X13119542
3 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
554 LAKE Street, St. Catharines, ON L2N 4H9
⚠️

Property no longer active

This property was sold on May 27, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 63.14 x 110.24 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 554 Lake Street, an updated bungalow located in the heart of St. Catharines' desirable north end. Situated on a generous 63 x 110 ft lot in a mature family-friendly neighbourhood, this home offers a functional layout, finished living space, and a backyard setup ready to be enjoyed throughout the summer months. Featuring 3 bedrooms, 2 bathrooms, and over 1,000 sq ft above grade, the main floor offers a bright living room with a large bay window, an updated kitchen with ample cabinetry and workspace, three bedrooms, and carpet-free living throughout the main level.The fully finished basement adds additional living space with a cozy family room complete with a gas fireplace, a large recreation area, plus laundry and storage space. Outside, the fully fenced backyard features an inground pool, patio area, and plenty of outdoor space for entertaining or relaxing. Conveniently located close to parks, schools, shopping, restaurants, public transit, and major amenities, with easy access to routes throughout Niagara and to the GTA. A great opportunity to own in one of St. Catharines' most established north-end neighbourhoods.

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Property Summary

This detached home located at 554 LAKE Street, St. Catharines is currently for sale and has been available on SousaSells for 86 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 554 LAKE Street, St. Catharines is in the 443 - Lakeport neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 26, 2026
Sold price information is available to members only
Listed Date5/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Vinyl Siding
BasementFinished, Full
Lot Size63.14 × 110.24 Feet
CountyNiagara
Annual Tax$4,987.42
Legal DescriptionLT 114 PL 594 ; S/T RO149965 ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • School
  • School Bus Route
  • Public Transit
  • Fenced Yard

Interior Features

  • Primary Bedroom - Main Floor
  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 554 LAKE Street, St. Catharines, ON

Q.What is the asking price for 554 LAKE Street, St. Catharines, ON ?

The current listing price for 554 LAKE Street, St. Catharines, ON in 443 - Lakeport, St. Catharines is $599,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 554 LAKE Street, St. Catharines, ON ?

554 LAKE Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 554 LAKE Street, St. Catharines, ON offer?

Key property features include: Park, School, School Bus Route, Public Transit, Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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554 LAKE Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 554 LAKE Street, St. Catharines, ON L2N 4H9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $599,900 in St. Catharines, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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443 - Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 443 - Lakeport, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 443 - Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9

Secondary Schools

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443 - Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.