557 Geneva Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 700-1100 sqft on a premium 51 x 120.75 ft lot
- Features a separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Accessory Apartment
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 557 Geneva Street. This bungalow can be used as a single family home or multi-family rental (main floor unit and lower unit) an is a perfect opportunity for savvy investors or a family looking for a great in-law setup. Step inside the main floor unit to find solid surface floors, a massive updated eat-in kitchen, formal living room a four piece bathroom and 3 bedrooms (1 bedroom features laundry hookups). The basement unit of the home is also accessible via a separate entrance and offers one bedroom, one three piece bathroom, a den area, eat-in kitchen and a spacious living room. The massive fenced backyard includes a patio space, shed and offers plenty of room for the kids and pets to enjoy. Being located on Geneva street means all amenities are only moments away. Schools, shopping, the 406 and even Lake Ontario are nearby.
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Accessory Apartment
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 557 Geneva Street, St. Catharines, ON L2N 2J1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $499,900 in St. Catharines, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.