557 Geneva Street, St. Catharines, ON

$475,000
MLS#:X13659662
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 51 x 120.75 ft lot
  • Features a separate entrance, full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Sump Pump, Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 557 Geneva Street. This bungalow can be used as a single family home or multi-family rental (main floor unit and lower unit) an is a perfect opportunity for savvy investors or a family looking for a great in-law setup. Step inside the main floor unit to find solid surface floors, a massive updated eat-in kitchen, formal living room a four piece bathroom and 3 bedrooms (1 bedroom features laundry hookups). The basement unit of the home is also accessible via a separate entrance and offers one bedroom, one three piece bathroom, a den area, eat-in kitchen and a spacious living room. The massive fenced backyard includes a patio space, shed and offers plenty of room for the kids and pets to enjoy. Being located on Geneva street means all amenities are only moments away. Schools, shopping, the 406 and even Lake Ontario are nearby.

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Property Summary

This detached home located at 557 Geneva Street, St. Catharines is currently for sale and has been available on SousaSells for 0 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 557 Geneva Street, St. Catharines is in the 443 - Lakeport neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 443 - Lakeport, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementSeparate Entrance, Full, Finished
Lot Size51 × 120.75 Feet
CountyNiagara
Annual Tax$3,574
Legal DescriptionPT LT 3, 7 PL 376 GRANTHAM PT 2 30R6214; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Accessory Apartment
  • Sump Pump
  • Water Meter
  • Primary Bedroom - Main Floor
  • On Demand Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 557 Geneva Street, St. Catharines, ON

Q.What is the asking price for 557 Geneva Street, St. Catharines, ON ?

The current listing price for 557 Geneva Street, St. Catharines, ON in 443 - Lakeport, St. Catharines is $475,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 557 Geneva Street, St. Catharines, ON ?

557 Geneva Street, St. Catharines, ON is a Detached (Bungalow) featuring a Separate Entrance, Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Sump Pump, Water Meter, Primary Bedroom - Main Floor, On Demand Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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557 Geneva Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 557 Geneva Street, St. Catharines, ON L2N 2J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,500 over 30 years.
Purchase Price$475,000
Loan Amount$332,500
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $475,000 in St. Catharines, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

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443 - Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 443 - Lakeport, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 443 - Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9

Secondary Schools

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443 - Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.