56 Division Street, St. Catharines, ON

$349,000
MLS#:X12705330
1 beds
1 baths
700-1100 sqft
1.0 parking
Residential Freehold
56 Division Street, St. Catharines, ON L2R 3G5
⚠️

Property no longer active

This property was sold on February 14, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 33.07 x 99.21 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater
  • Efficient forced air heating via gas

Description

Welcome to 56 Division Street in St. Catharines, a beautifully renovated 1.5 storey home offering 1 bedroom plus loft and 1 bathroom, finished with brand new, modern updates throughout. This move-in ready property is ideal for first-time buyers, downsizers, or investors seeking a turnkey opportunity. The interior has been completely refreshed with new flooring in the bedroom and living room, new carpet on the stairs and in the loft, fresh paint throughout, and new light fixtures. The updated kitchen features new cupboards, countertops, sink, and brand new appliances. Additional upgrades include new, warrantied energy-efficient windows with custom blinds, new siding and trim, new roof shingles, a new washer and dryer, and a new rented hot water tank. The backyard offers ample space for multiple uses, including entertaining, relaxing, or outdoor enjoyment, and features a brand new deck. The yard is home to a mulberry bush, wild grape vines, and a rose bush, creating a welcoming outdoor setting. Conveniently located close to shopping, schools, parks, restaurants with an array of cuisine selection, public transit, and highway access, this home offers both comfort and accessibility. A fantastic opportunity to own a fully-renovated home in a central St. Catharines location.

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Property Summary

This detached home located at 56 Division Street, St. Catharines is currently for sale and has been available on SousaSells for 203 days. This property is listed at $349,000 with an estimated mortgage of $1,162* per month. It has 1 bed, 1 bathroom, and is 700-1100 square feet. 56 Division Street, St. Catharines is in the 450 - E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 450 - E. Chester, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • 1 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 14, 2026
Sold price information is available to members only
Listed Date1/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size33.07 × 99.21 Feet
CountyNiagara
Annual Tax$2,031
Legal DescriptionCP 2 LOT 3562

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 56 Division Street, St. Catharines, ON

Q.What is the asking price for 56 Division Street, St. Catharines, ON ?

The current listing price for 56 Division Street, St. Catharines, ON in 450 - E. Chester, St. Catharines is $349,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 56 Division Street, St. Catharines, ON ?

56 Division Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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56 Division Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 56 Division Street, St. Catharines, ON L2R 3G5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$104,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,450.
Amortization Period30 Years
Estimated Monthly Payment$1,162Based on a loan of $244,300 over 30 years.
Purchase Price$349,000
Loan Amount$244,300
Provincial Land Transfer Tax:$3,710
Total Estimated Closing Taxes:$3,710

About Purchasing a Home in St. Catharines, ON

For a property listed at $349,000 in St. Catharines, the legal minimum down payment is $17,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,710 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,710.

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450 - E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 450 - E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$572,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 450 - E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

No secondary schools data loaded.

450 - E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.