56 KINSEY Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $512,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 52.49 x 105 ft lot
- Features a partially finished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This centrally located 1.5 storey home is the perfect place to settle down. Situated on an oversized lot with a 4 car driveway, this home is located steps from 12 Mile Creek, on the Brock bus route, and close to all major amenities including the Pen Centre. With a large detached garage, with hydro, which can be a garage or workshop. Brand new, large windows throughout the home allow for ample natural light, while the open floor plan means there are so many ways to utilize the space. The updated kitchen with stainless steel appliances is off the dining area and features plenty of cabinets and storage. Attached is a 4 piece bath with large linen closet. At the back of the home is a spacious, bright, and updated primary bedroom with two closets and an oversized window looking out over the deck and backyard. Additionally there is a perfect work from home set up in the back foyer with a double patio door, walking out to the backyard. Upstairs, is a wonderful second bedroom and multi purpose space, can be used as an office or playroom. Downstairs is a newly finished rec room to watch a game and do laundry with double closets for more storage. Off the side entrance is a great space for additional outdoor entertaining. The backyard is wonderful and private with tons of room for gardening, playing, or lounging. Great for summer socials. This is the opportunity you’ve been waiting for. New siding, eaves, soffits in 2022, new windows in 2022, new back fence in 2022, new water heater in 2024, updated floors in 2017.
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Pricing & Value Insights
Data-driven valuation for 56 KINSEY Street, St. Catharines, ON L2S 1E3
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About Purchasing a Home in St. Catharines, ON
For a property listed at $512,500 in St. Catharines, the legal minimum down payment is $26,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,725 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,725.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.