576 Lake Street, St. Catharines, ON

$529,000
MLS#:X8432024
3 beds
2 baths
2.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick front construction, this residence presents an exceptional opportunity offered at $529,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 35.3 x 110 ft lot size
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 576 Lake Street, situated in the sought-after north end St. Catharines. This 3 bed, 1.5 bath, semi-detached home is perfect for first time home buyers, families and investors alike. Step in through the front door to the spacious open-concept family room streaming with lots of natural light. Head into the kitchen with a eat-in with plenty of cabinetry, and stainless steel appliances. A two-piece bathroom is also conveniently located on the main floor. Head up to the second floor to find the primary bedroom featuring a built-in closet, 2 further good-sized bedrooms also boasting built-in closets, and a 4-piece tiled family bathroom. Step down to the finished basement to the rec room offering plenty of potential to utilize this space as you wish. A separate laundry room is also situated on this floor, complete with a washer, dryer, and sink. The fully fenced-in backyard is truly a haven for a growing family, offering plenty of space to appreciate those summer days spent outside. Featuring a private patio and storage shed. Dont miss the opportunity to call this property your next home.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 576 Lake Street, St. Catharines is currently for sale and has been available on SousaSells for 760 days. This property is listed at $529,000 with an estimated mortgage of $1,761* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 576 Lake Street, St. Catharines is in the 443 - Lakeport neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 27, 2024
Sold price information is available to members only
Listed Date6/11/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick Front
BasementFull, Finished
Lot Size35.3 × 110 Feet
CountyNiagara
Annual Tax$2,809.37
Legal DescriptionPT LT 137 PL 594, AS IN RO674715 ; S/T RO149965 ST. CATHARINE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School Bus Route, School

Interior Features

Other

Security Features

Community Features

Location

Initializing map...
576 Lake Street, St. Catharines, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 576 Lake Street, St. Catharines, ON L2N 4J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$158,700 (30.0%)
* Minimum Canadian down payment required for this price is $27,900.
Amortization Period30 Years
Estimated Monthly Payment$1,761Based on a loan of $370,300 over 30 years.
Purchase Price$529,000
Loan Amount$370,300
Provincial Land Transfer Tax:$7,055
Total Estimated Closing Taxes:$7,055

About Purchasing a Home in St. Catharines, ON

For a property listed at $529,000 in St. Catharines, the legal minimum down payment is $27,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,055 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,055.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$700,073

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.