590 Scott Street, St. Catharines, ON

$499,900
MLS#:X13048104
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 590 Scott Street St. Catharines ON listed at $499,900 (MLS# X13048104) - Main View
Price Change
For Sale
Added:Apr 24, 2026(199 days ago)
Updated:Oct 12, 2026(28 days ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Carlton/Bunting. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 42.57 x 130 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (5.0 total parking spaces)
  • Notable attributes: In-Law Capability, Sump Pump, Upgraded Insulation
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 590 Scott Street, ideally located in the highly desirable north end of St. Catharines. This beautifully maintained 3-bedroom, 2-bathroom home offers a perfect blend of modern updates and comfortable living, making it an excellent choice for families and investors alike. Step inside to a bright and spacious living and dining area, freshly painted throughout, creating a clean and inviting atmosphere. The timeless white kitchen, updated in 2019, features ample cabinetry and functional design, while the fully renovated main floor 4-piece bathroom adds a touch of contemporary style.Upstairs, you'll find three generously sized bedrooms, including a primary bedroom with a versatile walk-in closet that can easily double as a home office or nursery. The fully finished basement provides additional living space with a large rec room, a 3-piece bathroom, and brand new vinyl flooring complemented by freshly painted walls-perfect for entertaining or relaxing.Enjoy the convenience of a spacious mudroom with direct access to a fully fenced, private backyard that was professionally landscaped in 2022-ideal for outdoor gatherings or quiet evenings. Additional updates include windows (2020), fencing (2019), roof (2008), furnace (2012), A/C (2017), front porch (2022), and laundry room (2022).Located close to parks, schools, shopping, and all amenities, this move-in-ready home offers exceptional value in a prime location. Book your private showing today!

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Property Summary

This detached home located at 590 Scott Street, St. Catharines is currently for sale and has been available for 199 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 590 Scott Street, St. Catharines is in the Carlton/Bunting neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Carlton/Bunting, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Carlton/Bunting, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$499,900
AddedApr 24, 2026 (199 days ago)
UpdatedOct 12, 2026 (28 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale
List Office NameEXP REALTY

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished, Separate Entrance
Lot Size42.57 Ă— 130 Feet
CountyNiagara
Annual Tax$3,020
Rental ItemsHot Water Tank
Legal DescriptionPART LOT 19 PLAN 554 DESIGNATED AS PARTS 1 AND 4, 30R-15294; SUBJECT TO AND EASEMENT OVER PART 4, 30R-15294 AS IN RO109863 ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space5
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Capability
  • Sump Pump
  • Upgraded Insulation

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 4-bedroom detached at 590 Scott Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,664*/month*. Estimated Ontario Land Transfer Tax: $6,473. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 590 Scott Street, St. Catharines, ON

Q.What is the asking price for 590 Scott Street, St. Catharines, ON ?

The current listing price for 590 Scott Street, St. Catharines, ON in Carlton/Bunting, St. Catharines is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 590 Scott Street, St. Catharines, ON ?

590 Scott Street, St. Catharines, ON is a Detached (2-Storey) featuring a Finished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Sump Pump, Upgraded Insulation.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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590 Scott Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Carlton/Bunting, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 590 Scott Street, St. Catharines, ON L2M 3X6

Estimated Sales Range
$475,000 - $490,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $499,900 in St. Catharines, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Similar Listings in Carlton/Bunting, St. Catharines

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Carlton/Bunting, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Carlton/Bunting, St. Catharines.

Verified Local Data
City Population323,103
City Median Age40.5 Yrs
City Ownership86% Owners
Avg Area List Price$516,117

People & Families

Age Distribution

Household Composition

One-person households
15%
Families with children
52%
Couples without children
28%
Other households
5%

Top Ethnic Origins

Italian35%
Canadian10%
Russian8%
Chinese6%

Best Schools in Carlton/Bunting, St. Catharines

Elementary Schools

Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
E I McCulley
Public16 Berkley Drive, St. Catharines, Ontario, L2M 6B8
6.5
Canadian Martyrs
Public502 Scott Street, St. Catharines, Ontario, L2M 3X2
5.8
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6

Secondary Schools

No secondary schools data loaded.

Carlton/Bunting, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied86%
Rented14%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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