60 Division Street, St. Catharines, ON

$324,900
MLS#:X14101052
2 beds
1 baths
1100-1500 sqft
1.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 60 Division Street St. Catharines ON listed at $324,900 (MLS# X14101052) - Main View
For Sale
Added:Oct 21, 2026(today)
Updated:Oct 21, 2026(today)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of E. Chester. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 30 x 90 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (1.0 total parking spaces)
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient forced air heating via gas

Description

First time buyers, investors and downsizers - this one is for you! This solid 1.5 storey home is beautifully maintained and extensively renovated, with plenty of functional living space, rear parking, and a large, fully fenced yard (2022). The main level offers a spacious living area, large bedroom, updated 4pc bathroom and kitchen with adjacent dining area, and features high ceilings, updated flooring (2026) and loads of natural and recessed lighting throughout. Upstairs, the finished loft space makes for a fantastic second bedroom, and you'll find plenty of storage space in the basement. Explore all this vibrant community has to offer, with some of St. Catharines' best attractions, parks and amenities all within a 20-minute walk! Catch a Niagara IceDogs game at the Meridian Centre, explore the community gardens and scenic walking trails at Richard Pierpoint Park, or spend a Saturday morning browsing the St. Catharines Farmers' Market. Enjoy the beautiful green space at Montebello Park, home to the annual Niagara Grape & Wine Festival, or take in a show at the FirstOntario Performing Arts Centre. With so much to see and do just steps from your door, plus convenient access to the QEW, Highway 406, the Pen Centre and countless everyday amenities, this location offers the perfect combination of walkability, convenience and community! Don't miss out!

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Property Summary

This detached home located at 60 Division Street, St. Catharines is currently for sale and has been available for 0 days. This property is listed at $324,900 with an estimated mortgage of $1,081* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 60 Division Street, St. Catharines is in the E. Chester neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in E. Chester, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$324,900
AddedOct 21, 2026 (today)
UpdatedOct 21, 2026 (today)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX ESCARPMENT REALTY INC.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartial Basement, Unfinished
Lot Size30 Ă— 90 Feet
CountyNiagara
Annual Tax$1,860
Rental ItemsNone
Legal DescriptionPT LT 3570 CP PL 2 GRANTHAM AS IN RO723106 CITY OF ST. CATHARINES

Parking & Garage

Parking Total1.0
Parking Space1
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 2-bedroom detached at 60 Division Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,081*/month*. Estimated Ontario Land Transfer Tax: $3,349. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 60 Division Street, St. Catharines, ON

Q.What is the asking price for 60 Division Street, St. Catharines, ON ?

The current listing price for 60 Division Street, St. Catharines, ON in E. Chester, St. Catharines is $324,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 60 Division Street, St. Catharines, ON ?

60 Division Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Partial Basement, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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60 Division Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

E. Chester, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 60 Division Street, St. Catharines, ON L2R 3G6

Estimated Sales Range
$309,000 - $318,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$97,470 (30.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period30 Years
Estimated Monthly Payment$1,081Based on a loan of $227,430 over 30 years.
Purchase Price$324,900
Loan Amount$227,430
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in St. Catharines, ON

For a property listed at $324,900 in St. Catharines, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

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E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for E. Chester, St. Catharines.

Verified Local Data
City Population656,480
City Median Age35.8 Yrs
City Ownership76% Owners
Avg Area List Price$641,925

People & Families

Age Distribution

Household Composition

One-person households
14%
Families with children
58%
Couples without children
20%
Other households
8%

Top Ethnic Origins

Indian42%
Canadian10%
English6%
Jamaican5%

Best Schools in E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

No secondary schools data loaded.

E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied76%
Rented24%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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