627 Niagara Street, St. Catharines, ON

$699,999
MLS#:X11983035
4 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
627 Niagara Street, St. Catharines, ON L2M 3P9
⚠️

Property no longer active

This property was sold on March 4, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 65 x 97.5 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover this beautifully updated bungalow, designed for functional living with style to spare! From the moment you arrive, the curb appeal is undeniable - the crisp white-on-white exterior brings a modern touch to this mid-century home, complemented by a welcoming front porch. Inside, the open-concept main living area is bright and airy, featuring custom built-ins for extra storage, a feature fireplace, and shiplap accents. At the heart of the home, the stylish kitchen is right on trend, and the dining area is enhanced with a charming banquet - the perfect spot for family meals and gatherings. The finished lower level offers incredible versatility and features a kid cave that is sure to steal your heart. Outside, the expansive lot backs onto a creek, providing privacy and a stunning natural backdrop. This space is fully fenced with a deck, raised garden beds, a kid zone, and a large shed. The detached garage isnt just for parking its a game-changer for homeowners who want extra space and flexibility! Workshop, home gym, future guest suite, or extra storage without clutter! St. Catharines offers the perfect blend of small-town charm and big-city conveniences. Located in the heart of the Niagara Region, this vibrant city is an ideal place to live, work, and play.

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Property Summary

This detached home located at 627 Niagara Street, St. Catharines is currently for sale and has been available on SousaSells for 531 days. This property is listed at $699,999 with an estimated mortgage of $2,330* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 627 Niagara Street, St. Catharines is in the 442 - Vine/Linwell neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 442 - Vine/Linwell, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 442 - Vine/Linwell, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 4, 2025
Sold price information is available to members only
Listed Date2/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size65 × 97.5 Feet
CountyNiagara
Annual Tax$4,205.65
Legal DescriptionLT 6 PL 584; S/T RO137906 ST CATHARINES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Public Transit
  • Ravine
  • Rec./Commun.Centre

Interior Features

  • None

Security Features

  • Security System

Community Features

None listed

Frequently Asked Questions about 627 Niagara Street, St. Catharines, ON

Q.What is the asking price for 627 Niagara Street, St. Catharines, ON ?

The current listing price for 627 Niagara Street, St. Catharines, ON in 442 - Vine/Linwell, St. Catharines is $699,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 627 Niagara Street, St. Catharines, ON ?

627 Niagara Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 627 Niagara Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Park, Public Transit, Ravine, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.What security features are installed at 627 Niagara Street, St. Catharines, ON ?

Security features include: Security System.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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627 Niagara Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 627 Niagara Street, St. Catharines, ON L2M 3P9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$210,000 (30.0%)
* Minimum Canadian down payment required for this price is $45,000.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,999 over 30 years.
Purchase Price$699,999
Loan Amount$489,999
Provincial Land Transfer Tax:$10,475
Total Estimated Closing Taxes:$10,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $699,999 in St. Catharines, the legal minimum down payment is $45,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,475.

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442 - Vine/Linwell, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 - Vine/Linwell, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,194,334

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 442 - Vine/Linwell, St. Catharines

Elementary Schools

Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

442 - Vine/Linwell, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.