628 Scott Street, St. Catharines, ON

$549,000
MLS#:X12461918
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
628 Scott Street, St. Catharines, ON L2M 3X8
⚠️

Property no longer active

This property was sold on December 2, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit 3 detached located in the coveted neighborhood of 444 - Carlton/Bunting. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 60 x 129 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 628 Scott Street, set in the heart of beautiful North St. Catharine's, just three doors down from Madam Currie Park and the scenic Welland Canal Parkway. Imagine morning jogs, bike rides, or evening walks along kilometres of waterfront trails, with Niagara-on-the-Lake's wine country and every city convenience only minutes away. This classic 4-level side split has been proudly cared for by the same family since the 1960s. Its story is one of pride, maintenance, and timeless quality, the kind of home that was truly built to last. Inside, you'll find a traditional layout offering 3 + 1 bedrooms and 2 bathrooms, perfectly balanced between comfort and potential. The rear door leads to a 300 sq. ft. sunroom, overlooking a private 60' x 130' backyard, a lush retreat ready for summer gatherings, gardens, or kids at play. The lower level boasts a nostalgic charm, featuring a retro rec room, bar, and fourth bedroom spaces that evoke memories waiting to unfold. The basement adds a 3-piece bath, laundry area, and mechanical room, offering practicality and room for updates. All major components have been well-maintained over the years, giving you the confidence to move in and make it your own. Whether you keep its vintage character or open it up into a modern layout, the bones here are solid, and opportunities like this are rare. With a carport, large driveway for 3 to 4 cars, and a location in a top-rated school district, this is a home that simply makes sense for families, renovators, or anyone looking to plant roots in one of St. Catharines' most desirable pockets. 628 Scott Street, where history meets potential, and where your next chapter can begin. Book a viewing today!

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Property Summary

This detached home located at 628 Scott Street, St. Catharines is currently for sale and has been available on SousaSells for 296 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 628 Scott Street, St. Catharines is in the 444 - Carlton/Bunting neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 444 - Carlton/Bunting, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 444 - Carlton/Bunting, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 2, 2025
Sold price information is available to members only
Listed Date10/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 3
ConstructionAluminum Siding, Brick
BasementFull, Finished
Lot Size60 × 129 Feet
CountyNiagara
Annual Tax$3,886.99
Legal DescriptionLT 3 PL 554 ; S/T RO109863 ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 628 Scott Street, St. Catharines, ON

Q.What is the asking price for 628 Scott Street, St. Catharines, ON ?

The current listing price for 628 Scott Street, St. Catharines, ON in 444 - Carlton/Bunting, St. Catharines is $549,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 628 Scott Street, St. Catharines, ON ?

628 Scott Street, St. Catharines, ON is a Detached (Sidesplit 3) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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628 Scott Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 628 Scott Street, St. Catharines, ON L2M 3X8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $549,000 in St. Catharines, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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444 - Carlton/Bunting, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 444 - Carlton/Bunting, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$506,954

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 444 - Carlton/Bunting, St. Catharines

Elementary Schools

Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
E I McCulley
Public16 Berkley Drive, St. Catharines, Ontario, L2M 6B8
6.5
Canadian Martyrs
Public502 Scott Street, St. Catharines, Ontario, L2M 3X2
5.8
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6

Secondary Schools

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444 - Carlton/Bunting, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.