643 Vine Street, St. Catharines, ON

$884,900
MLS#:X12220482
5 beds
3 baths
1100-1500 sqft
7.0 parking
Residential Freehold
643 Vine Street, St. Catharines, ON L2M 3V6
⚠️

Property no longer active

This property was sold on June 23, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $884,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 70 x 130 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully updated and spacious bungalow nestled in one of St. Catharines' most sought-after north end neighbourhoods, just a short walk to the lake and trails. This move in ready home offers 5 bedrooms, 2.5 bathrooms, and a fully finished basement with a walkout to the garage. From the moment you arrive, you'll notice the attention to detail. The professionally landscaped yard, freshly painted inground pool (2025), and freshly sealed driveway (2025) with parking for up to 6 vehicles set the tone for what's inside. Step into a light filled, open concept main floor featuring engineered hardwood throughout, custom blinds, and an electric fireplace that adds warmth and style. The home is bright and welcoming, with an abundance of natural light throughout. The heart of the home is the large kitchen, designed for both family living and entertaining, with quartz countertops, a spacious island, and stainless-steel appliances. Enjoy the convenience of laundry on both the main floor and in the basement. The lower level offers plenty of space for guests or extended family, with additional bedrooms and seamless access to the garage via the walkout. Out back, a large, covered patio overlooks the tranquil yard and pool, perfect for summer gatherings or quiet relaxation. Located on a peaceful street in a family friendly community, this home checks every box: location, updates, space, and style. Come see it for yourself, you won't want to leave.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 643 Vine Street, St. Catharines is currently for sale and has been available on SousaSells for 419 days. This property is listed at $884,900 with an estimated mortgage of $2,946* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 643 Vine Street, St. Catharines is in the 437 - Lakeshore neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 437 - Lakeshore, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 437 - Lakeshore, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 23, 2025
Sold price information is available to members only
Listed Date6/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFull, Finished
Lot Size70 × 130 Feet
CountyNiagara
Annual Tax$6,194.34
Legal DescriptionLT 101 PL 556 ; S/T RO109527,RO109528 ST. CATHARINES

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 643 Vine Street, St. Catharines, ON

Q.What is the asking price for 643 Vine Street, St. Catharines, ON ?

The current listing price for 643 Vine Street, St. Catharines, ON in 437 - Lakeshore, St. Catharines is $884,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 643 Vine Street, St. Catharines, ON ?

643 Vine Street, St. Catharines, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Open Tour in New Tab

Location

Initializing map...
643 Vine Street, St. Catharines, ON

Google Street View

Open in Google Maps
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 643 Vine Street, St. Catharines, ON L2M 3V6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$265,470 (30.0%)
* Minimum Canadian down payment required for this price is $63,490.
Amortization Period30 Years
Estimated Monthly Payment$2,946Based on a loan of $619,430 over 30 years.
Purchase Price$884,900
Loan Amount$619,430
Provincial Land Transfer Tax:$14,173
Total Estimated Closing Taxes:$14,173

About Purchasing a Home in St. Catharines, ON

For a property listed at $884,900 in St. Catharines, the legal minimum down payment is $63,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,173 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,173.

Similar Listings in 437 - Lakeshore, St. Catharines

Explore all Just Listed Homes in St. Catharines

437 - Lakeshore, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 437 - Lakeshore, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$858,081

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 437 - Lakeshore, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7

Secondary Schools

No secondary schools data loaded.

437 - Lakeshore, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.