656 Geneva Street, St. Catharines, ON

$1,099,999
MLS#:X10406474
6 beds
5 baths
2500-3000 sqft
6.0 parking
Residential Freehold
656 Geneva Street, St. Catharines, ON L2N 2J8
⚠️

Property no longer active

This property was sold on February 14, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium brick front construction, this residence presents an exceptional opportunity offered at $1,099,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 57.12 x 132.27 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Top Reasons Why You Would Buy This House & Loaded With Upgrades: 4+2 Bedroom In Highly Sought-After Area Of St. Catharines And Walking Distance To Sunset Beach, Minutes From Niagara Falls, Executive Detach House App Over 3750 Sq Ft Of Living Space And Pool Size Backyard With Big Lot, Finished Basement & Renting Potential, Modern Kitchen & Walking Distance To Lake, 9' Feet Ceiling On Main Floor & Hardwood Throughout, Deck at Back, Upgraded Washrooms And Total 5 Washrooms In House (3 In 2nd Level And One Full In Basement, High End S/S Appliances, Spacious 4 Bedroom On Second Level And Extra Den, 2 Bedroom Spacious Finished Basement With One Bedroom Open Concept And Upgraded Washroom In Basement. Too Much To Explain Must Be Seen. **EXTRAS** Stainless steel appliances : gas stove, fridge ,dishwasher

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Property Summary

This detached home located at 656 Geneva Street, St. Catharines is currently for sale and has been available on SousaSells for 640 days. This property is listed at $1,099,999 with an estimated mortgage of $3,661* per month. It has 6 beds, 5 bathrooms, and is 2500-3000 square feet. 656 Geneva Street, St. Catharines is in the 437 - Lakeshore neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in 437 - Lakeshore, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 6 spacious bedroom layout offering versatile living space
  • 5 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 437 - Lakeshore, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
5
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 11, 2025
Sold price information is available to members only
Listed Date11/4/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front
BasementFinished
Lot Size57.12 × 132.27 Feet
CountyNiagara
Annual Tax$8,226.24
Legal DescriptionLT 15 PL 324 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 656 Geneva Street, St. Catharines, ON

Q.What is the asking price for 656 Geneva Street, St. Catharines, ON ?

The current listing price for 656 Geneva Street, St. Catharines, ON in 437 - Lakeshore, St. Catharines is $1,099,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 5 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 656 Geneva Street, St. Catharines, ON ?

656 Geneva Street, St. Catharines, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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656 Geneva Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 656 Geneva Street, St. Catharines, ON L2N 2J8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$330,000 (30.0%)
* Minimum Canadian down payment required for this price is $220,000.
Amortization Period30 Years
Estimated Monthly Payment$3,661Based on a loan of $769,999 over 30 years.
Purchase Price$1,099,999
Loan Amount$769,999
Provincial Land Transfer Tax:$18,475
Total Estimated Closing Taxes:$18,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,099,999 in St. Catharines, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.

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437 - Lakeshore, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 437 - Lakeshore, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$858,081

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 437 - Lakeshore, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7

Secondary Schools

No secondary schools data loaded.

437 - Lakeshore, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.