664 Geneva Street, St. Catharines, ON

$648,800
MLS#:X12227969
3 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
664 Geneva Street, St. Catharines, ON L2N 2J8
⚠️

Property no longer active

This property was sold on June 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium stone and wood construction, this residence presents an exceptional opportunity offered at $648,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 65 x 132 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

OHH! That end of Geneva, all the way down to the Lake! Welcome to your dream home in the coveted North End of St. Catharines. This stunning 2+1bedroom bungalow is just steps from the shimmering shores of Lake Ontario, offering the perfect blend of modern luxury and serene lakeside living. Nestled on an expansive lot, this newly renovated gem boast sample outdoor space for entertaining, pool addition or even house addition. Step inside to discover a thoughtfully updated interior, where every detail has been carefully crafted for comfort and style while still leaving a blank enough canvas to add what you need for your lifestyle. The spacious layout includes two main level bedrooms plus an additional versatile room in the lower level, ideal as a third bedroom, home office, or cozy den - easy option to close off and create and in-law suite too. The detached garage provides ample storage or work shop potential, making it a rare find in this desirable neighbourhood. Outside, the homes striking Frank Lloyd Wright-inspired exterior colour palette pays homage to timeless architectural elegance, harmonizing beautifully with the natural landscape. With its prime location, modern upgrades, and unique charm, this North End bungalow is a rare opportunity to own a piece of lakeside paradise.

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Property Summary

This detached home located at 664 Geneva Street, St. Catharines is currently for sale and has been available on SousaSells for 415 days. This property is listed at $648,800 with an estimated mortgage of $2,160* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 664 Geneva Street, St. Catharines is in the 437 - Lakeshore neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 437 - Lakeshore, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 29, 2025
Sold price information is available to members only
Listed Date6/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Wood
BasementPartially Finished
Lot Size65 × 132 Feet
CountyNiagara
Annual Tax$3,969
Legal DescriptionLT 18 PL 324 GRANTHAM S/T & T/W RO191386; EXCEPT THE T/W OVER PT LT 4 PL 357; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Lake/Pond
  • Park
  • Place Of Worship
  • Public Transit
  • Marina

Interior Features

  • Carpet Free
  • In-Law Capability
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 664 Geneva Street, St. Catharines, ON

Q.What is the asking price for 664 Geneva Street, St. Catharines, ON ?

The current listing price for 664 Geneva Street, St. Catharines, ON in 437 - Lakeshore, St. Catharines is $648,800.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 664 Geneva Street, St. Catharines, ON ?

664 Geneva Street, St. Catharines, ON is a Detached (Bungalow) featuring a Partially Finished basement.

Q.What key property features does 664 Geneva Street, St. Catharines, ON offer?

Key property features include: Lake/Pond, Park, Place Of Worship, Public Transit, Marina.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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664 Geneva Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 664 Geneva Street, St. Catharines, ON L2N 2J8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,640 (30.0%)
* Minimum Canadian down payment required for this price is $39,880.
Amortization Period30 Years
Estimated Monthly Payment$2,160Based on a loan of $454,160 over 30 years.
Purchase Price$648,800
Loan Amount$454,160
Provincial Land Transfer Tax:$9,451
Total Estimated Closing Taxes:$9,451

About Purchasing a Home in St. Catharines, ON

For a property listed at $648,800 in St. Catharines, the legal minimum down payment is $39,880 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,451 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,451.

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437 - Lakeshore, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 437 - Lakeshore, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$858,081

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 437 - Lakeshore, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7

Secondary Schools

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437 - Lakeshore, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.