69 Chaplin Avenue, St. Catharines, ON

$535,000
MLS#:X13568050
3 beds
1 baths
1100-1500 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $535,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 32 x 100 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in the heart of St. Catharines, this charming three-bedroom, one-bathroom century home combines timeless character with tasteful modern updates. From the moment you arrive, you'll appreciate the inviting covered front porch, striking red front door, updated vinyl siding and double-pane vinyl windows that give the home outstanding curb appeal. Step inside to a bright and welcoming foyer featuring fresh paint and newer flooring. The spacious living room showcases beautiful trim work and crown moulding before leading into the separate dining room, where an exposed brick chimney, updated lighting and large windows create a warm, inviting atmosphere. The kitchen has been thoughtfully updated with stainless steel appliances, shaker-style cabinetry accented with gold hardware and an abundance of storage. Upstairs, you'll find three generously sized bedrooms that are larger than what is typically found in homes of this style and size. Brand-new carpeting has just been installed on the staircase and upper landing, and all three bedrooms share a stylish four-piece bathroom. The unfinished basement offers excellent ceiling height, making it ideal for storage today while providing potential for future finishing. Outside, the oversized backyard features a deck, patio stone seating area, new staircase with modern metal railings leading from the back door and a large garden shed for additional storage. One of the unique advantages of this location is the consistent availability of street parking directly in front of the home, a rare and valuable feature for downtown living. Situated in one of St. Catharines' up-and-coming neighbourhoods, this move-in-ready home is conveniently located close to highway access, downtown restaurants and cafés, shopping, parks and many other everyday amenities.

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Property Summary

This detached home located at 69 Chaplin Avenue, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $535,000 with an estimated mortgage of $1,781* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 69 Chaplin Avenue, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size32 × 100 Feet
CountyNiagara
Annual Tax$3,039.61
Legal DescriptionPT LT 16-17 CY PL 9 GRANTHAM AS IN RO692428 EXCEPT THE EASEMENT THEREIN S/T RO692428; ST. CATHARINES

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Place Of Worship, Public Transit, School

Interior Features

Other

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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69 Chaplin Avenue, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 69 Chaplin Avenue, St. Catharines, ON L2R 2E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$160,500 (30.0%)
* Minimum Canadian down payment required for this price is $28,500.
Amortization Period30 Years
Estimated Monthly Payment$1,781Based on a loan of $374,500 over 30 years.
Purchase Price$535,000
Loan Amount$374,500
Provincial Land Transfer Tax:$7,175
Total Estimated Closing Taxes:$7,175

About Purchasing a Home in St. Catharines, ON

For a property listed at $535,000 in St. Catharines, the legal minimum down payment is $28,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,175 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$626,437

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.