7 Elmwood Avenue, St. Catharines, ON

$410,000
MLS#:X12870388
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium aluminum siding and stone construction, this residence presents an exceptional opportunity offered at $410,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 127.8 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Carpet Free, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well cared for detached bungalow in central St. Catharines offering just over 1,000 sq ft of comfortable main floor living. This charming home features three bedrooms and a spacious five piece bathroom, making it an excellent option for first time buyers, downsizers or investors. A newer asphalt driveway provides parking for two or more vehicles. Inside, the bright open concept layout creates a welcoming atmosphere. The living room features an electric fireplace with a sleek mounted television and sound bar. The kitchen is very functional with stainless steel appliances, plenty of cabinetry and a convenient breakfast bar overlooking the living area. Just off the main living space is a versatile bedroom currently used as a home office. Toward the back of the home you will find the spacious primary bedroom with double closets along with a generously sized third bedroom. The large laundry room offers direct access to both the backyard and the driveway and sits beside the well appointed five piece bathroom. While the home does not offer a full height basement, a staircase from the laundry room leads to a utility and storage area with approximately five foot ceilings that houses the furnace and mechanical systems. Step outside to enjoy the fully fenced backyard featuring a freshly painted deck with pergola, a large grassy area, fire pit and two garden sheds. Located close to shopping, schools and quick highway access, this home offers both convenience and great value in a desirable St. Catharines location.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Stone
BasementPartial Basement
Lot Size40 × 127.8 Feet
CountyNiagara
Annual Tax$2,278
Legal DescriptionLT 53 CY PL 168 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, Public Transit

Interior Features

Primary Bedroom - Main Floor, Carpet Free, Water Heater

Security Features

Community Features

Location

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7 Elmwood Avenue, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 7 Elmwood Avenue, St. Catharines, ON L2R 2T5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$20,500 (5.0%)
* Minimum Canadian down payment required for this price is $20,500.
Amortization Period25 Years
Estimated Monthly Payment$2,321Based on a loan of $389,500 over 25 years.
Purchase Price$410,000
Loan Amount$389,500
Provincial Land Transfer Tax:$4,675
Total Estimated Closing Taxes:$4,675

About Purchasing a Home in St. Catharines, ON

For a property listed at $410,000 in St. Catharines, the legal minimum down payment is $20,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,675 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,675.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,470

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.