7 GALE Crescent, St. Catharines, ON

$295,000
MLS#:X13482096
3 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium concrete and brick construction, this residence presents an exceptional opportunity offered at $295,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient heat pump heating via electric

Description

Welcome to comfortable, updated condo living at 7 Gale Crescent, Unit 502 in the heart of St. Catharines. This bright 2-bedroom + den, 2-bath suite offers a functional open-concept layout designed for everyday living and entertaining. The spacious living and dining area features large windows with city views, bringing in plenty of natural light. The kitchen connects seamlessly to the main living space, creating an easy flow throughout the home. The primary bedroom includes a private ensuite and walk-in closet, while the second bedroom and versatile den provide ideal space for guests, a home office, or reading nook. Fresh paint and updated laminate flooring throughout give the unit a clean, modern feel, and in-suite laundry adds everyday convenience. Located in a highly walkable downtown setting, you're just steps to restaurants, cafés, parks, festivals, and the FirstOntario Performing Arts Centre. Enjoy quick access to Brock University, the Niagara health and education corridor, shopping, waterfront trails, transit, and major highways-making this a convenient choice for professionals, students, and downsizers alike. Residents enjoy a wide range of amenities including an indoor pool, sauna, fitness room, party room, billiards room, workshop, observatory lounge with panoramic views, rooftop gardens, secure entry, underground parking with car wash bay, and visitor parking. Monthly condo fees include heat, hydro, water, insurance, internet, and TV-offering exceptional value and truly all-inclusive living. With ongoing building updates and continued downtown revitalization, this is a strong opportunity to secure a well-located condo in a growing urban community. Safe, practical, and centrally located.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date6/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete, Brick
BasementNone
CountyNiagara
Annual Tax$3,162

Parking & Garage

Parking Spaces1.0
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Golf

Interior Features

Other

Security Features

Community Features

Location

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7 GALE Crescent, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 7 GALE Crescent 502, St. Catharines, ON L2R 7M8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$14,750 (5.0%)
* Minimum Canadian down payment required for this price is $14,750.
Amortization Period25 Years
Estimated Monthly Payment$1,670Based on a loan of $280,250 over 25 years.
Purchase Price$295,000
Loan Amount$280,250
Provincial Land Transfer Tax:$2,900
Total Estimated Closing Taxes:$2,900

About Purchasing a Home in St. Catharines, ON

For a property listed at $295,000 in St. Catharines, the legal minimum down payment is $14,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,900 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,900.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,742

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.