7 Josephine Street, St. Catharines, ON

$649,900
MLS#:X10431350
5 beds
3 baths
5.0 parking
Residential Freehold
7 Josephine Street, St. Catharines, ON L2S 1J1
⚠️

Property no longer active

This property was sold on May 17, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey triplex located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Premium 45 x 105 ft lot size
  • Features a separate entrance, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter
  • equipped with wall unit(s) central cooling and highly efficient forced air heating via gas

Description

Welcome to this Multi-Unit property located in Western Hill within walking distance to train station, downtown and shopping, with easy access to highway. This updated building is fully tenanted with one year lease in place on Main and Back Unit. Upper Unit is on a month to month basis. Property offers two driveways with five parking spots and a huge backyard. Some updates include kitchen, vinyl siding, flooring, front deck, and back staircase. All units offer in-suite laundry and water is included in rent. Hydro is included in Main and Back Unit. Upper Unit pays own hydro. Roof and furnace are 10 years old. All units are currently tenanted. FRONT UNIT 2-bdrm with lease in place $1,825/month, BACK UNIT 1-bdrm with lease in place $1,450/month, UPPER UNIT 2-bdrm on month to month lease $1,010 (to be increased Jan 1, 2025 to $1,035). UPPER UNIT pays own Hydro. Buyer to complete due diligence on all measurements and permitted uses. Closing is flexible.

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Property Summary

This triplex located at 7 Josephine Street, St. Catharines is currently for sale and has been available on SousaSells for 630 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 5 beds, 3 bathrooms, and is unknown square feet. 7 Josephine Street, St. Catharines is in the 458 - Western Hill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 458 - Western Hill, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • Desirable Triplex architecture in 458 - Western Hill, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 458 - Western Hill, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 17, 2025
Sold price information is available to members only
Listed Date11/14/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementSeparate Entrance, Full
Lot Size45 × 105 Feet
CountyNiagara
Annual Tax$3,179.47
Legal DescriptionLT 1019 TP PL 94 GRANTHAM; PT LT 1018 TP PL 94 GRANTHAM AS IN RO565982; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Separate Hydro Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 7 Josephine Street, St. Catharines, ON

Q.What is the asking price for 7 Josephine Street, St. Catharines, ON ?

The current listing price for 7 Josephine Street, St. Catharines, ON in 458 - Western Hill, St. Catharines is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms.

Q.What property type and architectural style is 7 Josephine Street, St. Catharines, ON ?

7 Josephine Street, St. Catharines, ON is a Triplex (1 1/2 Storey) featuring a Separate Entrance, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Separate Hydro Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

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7 Josephine Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 7 Josephine Street, St. Catharines, ON L2S 1J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $649,900 in St. Catharines, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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458 - Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$626,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 458 - Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

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458 - Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.