704 Vine Street, St. Catharines, ON

$740,000
MLS#:X12755338
2 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
704 Vine Street, St. Catharines, ON L2M 7L7
⚠️

Property no longer active

This property was sold on February 25, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $740,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 55 x 100 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Countertop Range, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Lovingly cared for by one owner for almost 50 years and being offered to a new owner for the first time. Don't miss this opportunity to call this brick backsplit, with attached single car garage, steps from Lake Ontario your next home! Step in from the large private entrance into an open concept living room and dining room, step through to the bright, white kitchen with granite countertops and stainless steel appliances. Step outside through the sliding door to your private backyard oasis with a deck perfect for evening dinner. The landscaped garden and modest grass section making maintenance a breeze. Upstairs you'll find 2 bedrooms, one with ensuite privilege to the large main bathroom, the secondary bedroom boasts 2 large walk-in closets, one previously used as an office. On the first lower level you'll find a cozy family room with large windows as well as a separate entrance and full bathroom. The laundry was also moved to this level for ease but could easily be relocated to the lowest level. Make your way down there and you'll find a large finished room, a room for laundry or extra storage as well as an unfinished workshop and furnace room combo. The home also features tons of storage. Perfect for a downsizing couple that still wants a larger family home or someone looking to add an in-law suite or secondary unit, the choice is yours! Conveniently located near the lakefront path, shopping, schools, churches and everything else the quiet north end has to offer!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 704 Vine Street, St. Catharines is currently for sale and has been available on SousaSells for 184 days. This property is listed at $740,000 with an estimated mortgage of $2,463* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 704 Vine Street, St. Catharines is in the 437 - Lakeshore neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 437 - Lakeshore, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 20, 2026
Sold price information is available to members only
Listed Date2/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementFinished, Separate Entrance
Lot Size55 × 100 Feet
CountyNiagara
Annual Tax$5,281
Legal DescriptionPCL 19-1 SEC M28; LT 19 PL M28 ; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Countertop Range
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 704 Vine Street, St. Catharines, ON

Q.What is the asking price for 704 Vine Street, St. Catharines, ON ?

The current listing price for 704 Vine Street, St. Catharines, ON in 437 - Lakeshore, St. Catharines is $740,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 704 Vine Street, St. Catharines, ON ?

704 Vine Street, St. Catharines, ON is a Detached (Backsplit 4) featuring a Finished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Countertop Range, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 704 Vine Street, St. Catharines, ON .

Location

Initializing map...
704 Vine Street, St. Catharines, ON

Google Street View

Open in Google Maps
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 704 Vine Street, St. Catharines, ON L2M 7L7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$222,000 (30.0%)
* Minimum Canadian down payment required for this price is $49,000.
Amortization Period30 Years
Estimated Monthly Payment$2,463Based on a loan of $518,000 over 30 years.
Purchase Price$740,000
Loan Amount$518,000
Provincial Land Transfer Tax:$11,275
Total Estimated Closing Taxes:$11,275

About Purchasing a Home in St. Catharines, ON

For a property listed at $740,000 in St. Catharines, the legal minimum down payment is $49,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,275 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,275.

Similar Listings in 437 - Lakeshore, St. Catharines

Explore all Just Listed Homes in St. Catharines

437 - Lakeshore, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 437 - Lakeshore, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$858,081

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 437 - Lakeshore, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7

Secondary Schools

No secondary schools data loaded.

437 - Lakeshore, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.