
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $625,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Beautifully renovated and designed. This move-in-ready bungalow offers the perfect blend of charm, comfort, and modern functionality. Situated in a convenient St. Catharines location, this 3-bedroom, 2-bathroom home features approximately 1,060 sq. ft. of thoughtfully updated living space with a fully finished lower level and separate entrance, creating excellent in-law or income potential. Step inside to an inviting open-concept layout filled with natural light, where the spacious living and dining areas flow seamlessly into the beautifully updated kitchen, designed for both everyday living and entertaining. The main floor offers two generous bedrooms, while the finished basement adds a third bedroom, second full bathroom, additional kitchen, and flexible living space.Beyond the cosmetic updates, this home has undergone extensive mechanical improvements, including a new 200-amp electrical service with updated wiring, galvanized plumbing replaced with copper, new central air conditioning, new hot water tank, fresh paint throughout, and numerous additional upgrades that provide lasting value and peace of mind.Outside, enjoy a fully fenced, beautifully landscaped backyard complete with a charming gazebo, offering exceptional privacy and the perfect setting for relaxing or entertaining. Located close to schools, parks, shopping, restaurants, transit, and major highway access, this home is an outstanding opportunity for first-time buyers, young families, downsizers, or investors seeking a turnkey property with flexibility and future potential.
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This detached home located at 74 St. Patrick Street, St. Catharines is currently for sale and has been available on SousaSells for 15 days. This property is listed at $625,000 with an estimated mortgage of $2,080* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 74 St. Patrick Street, St. Catharines is in the 451 - Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.
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The current listing price for 74 St. Patrick Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $625,000.
This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
74 St. Patrick Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Separate Entrance, Apartment basement.
Interior highlights include: Accessory Apartment.
Yes, this property offers parking space for 7.0 vehicles (Detached).
Heating is provided via Gas and cooling via Central Air.
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 74 St. Patrick Street, St. Catharines, ON L2R 1K3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
About Purchasing a Home in St. Catharines, ON
For a property listed at $625,000 in St. Catharines, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.