74 Wiley Street, St. Catharines, ON

$485,000
MLS#:X13817118
7 beds
3 baths
1500-2000 sqft
1.0 parking
Residential Freehold
Residential Freehold for sale - 7 Bed, 3 Bath Home at 74 Wiley Street St. Catharines ON listed at $485,000 (MLS# X13817118) - Main View
For Sale
Added:Sep 23, 2026(today)
Updated:Sep 23, 2026(today)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $485,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40 x 100 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

This solid brick detached home has 7 bedrooms, 3 full bathrooms, and is located in the charming Fitzgerald neighbourhood just North of downtown St.Catharines. With good potential for an in-law suite or auxiliary dwelling unit project the property is a great option for investors, large families, and buyers of all types. There is a main floor bedroom along with full washroom, kitchen, dining room, and living room along with a garage that has been converted into storage space but could be reclaimed as a typical attached garage. On the second floor you will find another full washroom and 4 bedrooms including one that is separate from the others and currently has a kitchenet space you enter through to access the bedroom. The finished basement has two bedrooms, a full washroom, and a living room area as well. Surrounded by amazing neighbours, parks, schools, and walking distance or a short commute from everything that the city and region have to offer.

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Property Summary

This detached home located at 74 Wiley Street, St. Catharines is currently for sale and has been available on SousaSells for 0 days. This property is listed at $485,000 with an estimated mortgage of $1,614* per month. It has 7 beds, 3 bathrooms, and is 1500-2000 square feet. 74 Wiley Street, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 7 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •7 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
7
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$485,000
AddedSep 23, 2026 (today)
UpdatedSep 23, 2026 (today)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX GARDEN CITY REALTY INC, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Other
BasementFinished
Lot Size40 Ă— 100 Feet
CountyNiagara
Annual Tax$4,027
Rental ItemsHot Water Heater
Legal DescriptionLT 40 CY PL 139 GRANTHAM; CITY OF ST. CATHARINES

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

None listed

Interior Features

  • In-Law Capability

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 7-bedroom detached at 74 Wiley Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,614*/month*. Estimated Ontario Land Transfer Tax: $6,175. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 74 Wiley Street, St. Catharines, ON

Q.What is the asking price for 74 Wiley Street, St. Catharines, ON ?

The current listing price for 74 Wiley Street, St. Catharines, ON in Downtown, St. Catharines is $485,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 74 Wiley Street, St. Catharines, ON ?

74 Wiley Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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74 Wiley Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 74 Wiley Street, St. Catharines, ON L2R 4G6

Estimated Sales Range
$461,000 - $475,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$145,500 (30.0%)
* Minimum Canadian down payment required for this price is $24,250.
Amortization Period30 Years
Estimated Monthly Payment$1,614Based on a loan of $339,500 over 30 years.
Purchase Price$485,000
Loan Amount$339,500
Provincial Land Transfer Tax:$6,175
Total Estimated Closing Taxes:$6,175

About Purchasing a Home in St. Catharines, ON

For a property listed at $485,000 in St. Catharines, the legal minimum down payment is $24,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,175 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,175.

Similar Listings in Downtown, St. Catharines

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population323,103
City Median Age40.5 Yrs
City Ownership86% Owners
Avg Area List Price$761,815

People & Families

Age Distribution

Household Composition

One-person households
15%
Families with children
52%
Couples without children
28%
Other households
5%

Top Ethnic Origins

Italian35%
Canadian10%
Russian8%
Chinese6%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied86%
Rented14%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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