77 Yates Street, St. Catharines, ON

$970,000
MLS#:X12934456
2 beds
2 baths
1200-1399 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium concrete and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $970,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Intercom
  • equipped with central air central cooling and highly efficient fan coil heating via other

Description

Big, Bright and Bold. This 2 Bedroom, 2 Bathroom Suite features wall to wall windows for maximum light and beautiful west views with sunsets, water and Ridley College views. Open concept living and dining with access to a 17' X 9' balcony for lots of fresh air. A real Laundry Room offers a sink and full-size Whirlpool washer and dryer. The Kitchen area has a double sink, 3 Fisher & Paykel appliances, ample cabinets and eating island. A 3pc with large shower services the guest Bedroom. The Primary Bedroom has a walkout to the balcony, walk-in closet and lavish 5pc Ensuite with shower, 2 sinks and seperate tub. Spend hours on the roof out on the terrace, Exercise Room or in the grand Party Room with fully equipped Kitchen. Exclusive custom 37 suite building on historical Yates Street. Walk to all that downtown offers - First Ontario Performing Arts Centre, shopping, restaurants, farmer's market, Meridian Centre and more.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date3/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete, Stucco (Plaster)
BasementFinished with Walk-Out
CountyNiagara
Annual Tax$8,040.22

Parking & Garage

Parking Spaces1.0
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeFan Coil
CoolingCentral Air

Features

Property Features

Arts Centre, Clear View, Golf, Hospital, Park, Public Transit

Interior Features

Auto Garage Door Remote, Carpet Free, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers, Water Heater

Security Features

Community Features

Location

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77 Yates Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 77 Yates Street 403, St. Catharines, ON L2R 5R7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$72,000 (7.4%)
* Minimum Canadian down payment required for this price is $72,000.
Amortization Period25 Years
Estimated Monthly Payment$5,351Based on a loan of $898,000 over 25 years.
Purchase Price$970,000
Loan Amount$898,000
Provincial Land Transfer Tax:$15,875
Total Estimated Closing Taxes:$15,875

About Purchasing a Home in St. Catharines, ON

For a property listed at $970,000 in St. Catharines, the legal minimum down payment is $72,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,875 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,875.

Nearby Listings

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No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,242

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.