8 Elizabeth Street, St. Catharines, ON

$479,000
MLS#:X13235514
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $479,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 27.6 x 65.05 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

This beautifully renovated home offers a rare opportunity to own a fully updated property in one of St. Catharines' most desirable, family friendlyneighbourhoods, and it is being sold fully furnished so you can move in and start enjoying it from day one. From the moment you arrive, you willappreciate the care and craftsmanship that went into transforming this home from top to bottom, with every element redone including newelectrical, modern flooring throughout, a stylish open concept kitchen with a spacious island, and a spa inspired bathroom featuring elegantfinishes and a glass enclosed shower. The main floor is open and inviting, perfect for both everyday living and entertaining guests, while theupstairs bedrooms provide peaceful, comfortable retreats with a cozy yet functional layout. Thoughtful touches continue outside with twoenclosed porches that extend your living space year round, a charming patio seating area ideal for quiet mornings or evening wine, and adetached garage that offers valuable storage or workshop potential. The backyard is a blank canvas for outdoor enjoyment, whether you arelooking to garden, play, or simply relax in your own private space. This home is tucked away on a quiet residential street yet remains incrediblyconvenient, just minutes from schools, shopping centres, restaurants, public transit, and highway access, and for weekend adventures you are ashort drive to Niagara Falls and the region's many renowned wineries. With its modern upgrades, included furnishings, practical layout, andstrong location, this move in ready home offers comfort, style, and long term value for buyers ready to make the most of it.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementCrawl Space
Lot Size27.6 × 65.05 Feet
CountyNiagara
Annual Tax$2,378.36
Legal DescriptionPT LT 19 CON 5 GRANTHAM BEING PT 1 30R11542; S/T & T/W INTERESTS IN RO504573; ST. CATHARINES

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

Public Transit, Place Of Worship

Interior Features

Water Heater

Security Features

Community Features

Location

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8 Elizabeth Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8 Elizabeth Street, St. Catharines, ON L2R 2L1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$23,950 (5.0%)
* Minimum Canadian down payment required for this price is $23,950.
Amortization Period25 Years
Estimated Monthly Payment$2,712Based on a loan of $455,050 over 25 years.
Purchase Price$479,000
Loan Amount$455,050
Provincial Land Transfer Tax:$6,055
Total Estimated Closing Taxes:$6,055

About Purchasing a Home in St. Catharines, ON

For a property listed at $479,000 in St. Catharines, the legal minimum down payment is $23,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,055 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,055.

Nearby Listings

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No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,253

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.