8 GARNET Street, St. Catharines, ON

$385,000
MLS#:X9414759
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
8 GARNET Street, St. Catharines, ON L2M 5E5
⚠️

Property no longer active

This property was sold on December 5, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 445 - Facer. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $385,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 35 x 158.93 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

THIS CENTRALLY LOCATED FAMILY HOME OR INVESTMENT PROPERTY IS TRUE GEM WAITING FOR YOU!! Welcome to 8 Garnet Street, this charming bungalow is located in a family friendly neighbourhood close to the QEW, shopping, schools, churches, parks and transit for easy living. Perfect for first time home buyers, wise investors or those looking to downsize. This home offers 2 bedrooms, 1 bath and a stunning rarely found extra-deep lot, which mature trees, providing ample outdoor space for relaxation or entertaining and a detached garage. Don’t miss out on this opportunity, this home won’t last long, book your showing today.

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Property Summary

This detached home located at 8 GARNET Street, St. Catharines is currently for sale and has been available on SousaSells for 674 days. This property is listed at $385,000 with an estimated mortgage of $1,282* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 8 GARNET Street, St. Catharines is in the 445 - Facer neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 445 - Facer, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 5, 2024
Sold price information is available to members only
Listed Date10/1/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementUnfinished, Full
Lot Size35 × 158.93 Feet
CountyNiagara
Annual Tax$2,287
Legal DescriptionLT 21 CY PL 113 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 8 GARNET Street, St. Catharines, ON

Q.What is the asking price for 8 GARNET Street, St. Catharines, ON ?

The current listing price for 8 GARNET Street, St. Catharines, ON in 445 - Facer, St. Catharines is $385,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 8 GARNET Street, St. Catharines, ON ?

8 GARNET Street, St. Catharines, ON is a Detached (Bungalow) featuring a Unfinished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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8 GARNET Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8 GARNET Street, St. Catharines, ON L2M 5E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$115,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,250.
Amortization Period30 Years
Estimated Monthly Payment$1,282Based on a loan of $269,500 over 30 years.
Purchase Price$385,000
Loan Amount$269,500
Provincial Land Transfer Tax:$4,250
Total Estimated Closing Taxes:$4,250

About Purchasing a Home in St. Catharines, ON

For a property listed at $385,000 in St. Catharines, the legal minimum down payment is $19,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,250 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,250.

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445 - Facer, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 445 - Facer, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$450,499

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 445 - Facer, St. Catharines

Elementary Schools

Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

445 - Facer, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.