81 SCOTT Street, St. Catharines, ON

$359,900
MLS#:X13162712
1 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $359,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Carpet Free, Guest Accommodations, Storage
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Enjoy easy, affordable living in this Luxurious and spacious 1-bedroom condo with east exposure and beautiful city views. The open-concept living and dining area is filled with natural light from large windows, creating a warm and inviting space to relax or entertain. Features include in-suite laundry, central air, underground parking, in-suite storage, additional storage locker, Furnace replaced in October 2023. Located in one of St. Catharine's' well-maintained and predominantly owner-occupied condo communities, this building stands out for its pride of ownership, quiet atmosphere, and welcoming environment. Residents take pride in their community, making this an exceptional opportunity at this price point. Set on approximately 3.3 acres of beautifully maintained grounds, offering outstanding amenities including a heated saltwater pool, BBQ areas, peaceful waterfall seating, car wash bay, guest suite, party room, billiards room, fitness room, bicycle storage, and ample visitor parking. Ideally located within walking distance to shopping, restaurants, transit, and Fairview Mall, with quick QEW access for commuters. Includes fridge, stove, dishwasher, washer, and dryer. Condo fees: $639.48/month include Epico high-speed internet for added value and convenience. The unit is vacant and easy to show, with flexible closing available. Move in immediately or choose a longer closing to suit your needs. Please note: no dogs and no smoking permitted in the building.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionStucco (Plaster)
BasementFull
CountyNiagara
Annual Tax$3,215

Parking & Garage

Parking Spaces1.0
Garage Spaces32
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Public Transit, Hospital, Park, Place Of Worship

Interior Features

Carpet Free, Guest Accommodations, Storage, Storage Area Lockers, Wheelchair Access, Auto Garage Door Remote, Central Vacuum, Intercom, Separate Heating Controls

Security Features

Alarm System, Heat Detector, Security System, Smoke Detector

Community Features

Location

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81 SCOTT Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 81 SCOTT Street 501, St. Catharines, ON L2N 7L5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$17,995 (5.0%)
* Minimum Canadian down payment required for this price is $17,995.
Amortization Period25 Years
Estimated Monthly Payment$2,037Based on a loan of $341,905 over 25 years.
Purchase Price$359,900
Loan Amount$341,905
Provincial Land Transfer Tax:$3,874
Total Estimated Closing Taxes:$3,874

About Purchasing a Home in St. Catharines, ON

For a property listed at $359,900 in St. Catharines, the legal minimum down payment is $17,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,874 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,874.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,854

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.