89 Beech Street, St. Catharines, ON

$899,900
MLS#:X12074267
11 beds
6 baths
3000-3500 sqft
11.0 parking
Residential Freehold
89 Beech Street, St. Catharines, ON L2R 2B8
⚠️

Property no longer active

This property was sold on April 15, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey multiplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 11 Bedrooms and 6 Bathrooms with 6 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 98.73 x 110.98 ft lot
  • 11.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient radiant heating via gas

Description

Unlock a rare opportunity to own a multi 6-plex portfolio in a thriving rental market. This solid 6-plex unit offers five spacious 2 bedroom apartments and one 1 bedroom apartment, each with ample natural light. This a turn-key acquisition that is fully tenanted with room for upside. Situated on a large, landscaped lot with ample parking. This multi-family complex allows for each unit to have its own utility meter, making for simplified operations and strong expense control. This property offers a valuable income-generating opportunity with the addition of an on-site laundry facility. By installing coin-operated or app-based washers and dryers, investors can create a steady stream of passive revenue while increasing overall tenant satisfaction and retention. This property offers more than just a great location it presents a unique opportunity situated on an oversized lot, ample space for the potential addition of an Accessory Dwelling Unit (ADU), subject to city approval. Even better, the city currently offers a grant program(buyer to do due diligence) that may help offset construction costs, making this an ideal prospect for investors looking to maximize rental income. Don't miss your chance to take advantage and unlock the full potential of this property!

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Property Summary

This multiplex located at 89 Beech Street, St. Catharines is currently for sale and has been available on SousaSells for 484 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 11 beds, 6 bathrooms, and is 3000-3500 square feet. 89 Beech Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 11 bedrooms and 6 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 11 spacious bedroom layout offering versatile living space
  • 6 well-appointed bathrooms
  • 3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
11
Bathrooms
6
Kitchens
6
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 15, 2025
Sold price information is available to members only
Listed Date4/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeMultiplex
Architectural Style3-Storey
ConstructionBrick
BasementNone
Lot Size98.73 × 110.98 Feet
CountyNiagara
Annual Tax$7,620
Legal DescriptionPT LT 12 CY PL 73A GRANTHAM AS IN RO678298; ST. CATHARINES

Parking & Garage

Parking Total11.0
Parking Space11
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

  • Fenced Yard
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 89 Beech Street, St. Catharines, ON

Q.What is the asking price for 89 Beech Street, St. Catharines, ON ?

The current listing price for 89 Beech Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $899,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 11 bedrooms and 6 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 89 Beech Street, St. Catharines, ON ?

89 Beech Street, St. Catharines, ON is a Multiplex (3-Storey) featuring a None basement.

Q.What key property features does 89 Beech Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 11.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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89 Beech Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 89 Beech Street, St. Catharines, ON L2R 2B8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $899,900 in St. Catharines, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.