89 Louisa Street, St. Catharines, ON
Property no longer active
This property was sold on November 29, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $437,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 30 x 99 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available
- Notable attributes: Water Heater, Water Meter
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 89 Louisa Street, a charming two-storey home nestled in the heart of St. Catharine's. Built in 1921, this residence combines historical appeal with modern conveniences, making it an ideal choice for first-time homebuyers, young families, or investors. The home features three cozy bedrooms and one bathroom, with a bright and dry basement offering potential for a playful kids area or additional living space with rough-in for 2nd bathroom! Step inside to discover original baseboards that accent the updated, functional kitchen, perfect for daily meals and family gatherings. The exterior boasts a cute blue stucco finish and a large front porch, perfect for relaxing evenings. Positioned within walking distance to vibrant downtown St. Catharine's, and surrounded by a great neighbourhood with a fenced-in yard, this home offers both privacy and accessibility. Recent updates include: new basement window, updated electrical in basement, freshly painted areas, over-the-stove microwave and vent. Don't miss out on this perfect blend of old-world charm and modern living!
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Property Summary
This detached home located at 89 Louisa Street, St. Catharines is currently for sale and has been available on SousaSells for 653 days. This property is listed at $437,500 with an estimated mortgage of $1,456* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 89 Louisa Street, St. Catharines is in the 451 - Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
- •3 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Water Heater
- Water Meter
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 89 Louisa Street, St. Catharines, ON
Q.What is the asking price for 89 Louisa Street, St. Catharines, ON ?
The current listing price for 89 Louisa Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $437,500.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.
Q.What property type and architectural style is 89 Louisa Street, St. Catharines, ON ?
89 Louisa Street, St. Catharines, ON is a Detached (2-Storey) featuring a Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: Water Heater, Water Meter.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 89 Louisa Street, St. Catharines, ON L2R 2K1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $437,500 in St. Catharines, the legal minimum down payment is $21,875 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,225 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,225.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.