92 LAKE Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable store w apt/office located in the coveted neighborhood of Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $298,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 0 Bathrooms
- Premium 40 x 92 ft lot size
- equipped with yes central cooling and highly efficient baseboard heating via gas
Description
Exceptional mixed-use investment opportunity in the heart of St. Catharines! Ideally located just minutes from the downtown core, 92 Lake St offers the perfect live/work setup with one commercial unit and one residential unit. The main floor commercial space features a bright showroom and 2-piece bath, ideal for a variety of businesses. The attached 2-bedroom residential unit offers a full kitchen, spacious living room, 4-piece bath, and has been freshly painted. A partial basement provides additional storage, while the updated hydro panel adds peace of mind. Parking for 2 vehicles is available on-site, with ample free street parking nearby and potential to expand parking in the backyard. Conveniently located close to the QEW, Fairview Mall, Costco, Home Depot, restaurants, and more.
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Property Summary
This store w apt/office located at 92 LAKE Street, St. Catharines is currently for sale and has been available for 55 days. This property is listed at $298,900 with an estimated mortgage of $995* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 92 LAKE Street, St. Catharines is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.
- •Desirable Store W Apt/Office architecture in Downtown, St. Catharines
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
None listed
Security Features
- No
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Catharines?
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this store w apt/office at 92 LAKE Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Catharines Buyer Budget & Costs
Estimated mortgage: $995*/month*. Estimated Ontario Land Transfer Tax: $2,959. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Catharines
Frequently Asked Questions about 92 LAKE Street, St. Catharines, ON
Q.What is the asking price for 92 LAKE Street, St. Catharines, ON ?
The current listing price for 92 LAKE Street, St. Catharines, ON in Downtown, St. Catharines is $298,900.
Q.How many bedrooms and bathrooms does this property have?
This property features null bedrooms and null bathrooms.
Q.What property type and architectural style is 92 LAKE Street, St. Catharines, ON ?
92 LAKE Street, St. Catharines, ON is a Store W Apt/Office () featuring a basement.
Q.What security features are installed at 92 LAKE Street, St. Catharines, ON ?
Security features include: No.
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Yes.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 92 LAKE Street, St. Catharines, ON L2R 5X6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $298,900 in St. Catharines, the legal minimum down payment is $14,945 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,959 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,959.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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