96 Windward Street, St. Catharines, ON

$689,900
MLS#:X12346026
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
96 Windward Street, St. Catharines, ON L2M 4C3
⚠️

Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of 444 - Carlton/Bunting. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $689,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 100 ft lot
  • Features a finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 96 Windward Street, a beautifully renovated 3+1 bedroom, 2 bathroom, 4-level side-split offering 1,667 square feet of thoughtfully designed living space in one of St. Catharines most sought-after North End neighbourhoods. This move-in-ready home is ideal for growing families, remote professionals, or those looking for income potential, thanks to its versatile layout and separate rear entrance.At the heart of the home is a modern kitchen featuring quartz countertops, soft-close cupboards and drawers, and a sleek design that perfectly balances style and function. The second level offers three spacious bedrooms with large windows, contemporary light fixtures, and updated window coverings, providing abundant natural light and a fresh, comfortable feel. A fully renovated five-piece bathroom enhances the upper level, boasting a quartz double vanity and elegant modern finishes.The lower level is filled with natural light from large on-grade windows and includes a fourth bedroom or flex space ideal for a home office, guest suite, or additional living area. With a separate walk-up entrance, the layout presents excellent potential for an in-law suite or secondary unit, offering flexibility for multi-generational living or rental income.Renovated extensively between late 2019 and early 2020, the home features new flooring, trim, doors, and baseboards throughout, along with updated windows, roof, and exterior doors. Gutters with guards, air conditioner, and a full suite of kitchen appliances round out the list of improvements, ensuring peace of mind for years to come.Outside, a private, fully fenced backyard offers a quiet retreat in a family-friendly setting, just steps from the Welland Canal and its scenic trails. With excellent access to top-rated schools, parks, shopping, transit, and green space, this home delivers both lifestyle and long-term value. Discover the comfort, convenience, and quality that make 96 Windward Street a true North End gem.

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Property Summary

This detached home located at 96 Windward Street, St. Catharines is currently for sale and has been available on SousaSells for 356 days. This property is listed at $689,900 with an estimated mortgage of $2,296* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 96 Windward Street, St. Catharines is in the 444 - Carlton/Bunting neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 444 - Carlton/Bunting, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 444 - Carlton/Bunting, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 21, 2025
Sold price information is available to members only
Listed Date8/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick, Vinyl Siding
BasementFinished with Walk-Out, Separate Entrance
Lot Size60 × 100 Feet
CountyNiagara
Annual Tax$4,278
Legal DescriptionLT 38 PL 596 ; S/T RO152082 CITY OF ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Greenbelt/Conservation
  • Lake/Pond
  • Park
  • Place Of Worship
  • Public Transit

Interior Features

  • Water Heater
  • Carpet Free
  • In-Law Capability
  • Rough-In Bath

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 96 Windward Street, St. Catharines, ON

Q.What is the asking price for 96 Windward Street, St. Catharines, ON ?

The current listing price for 96 Windward Street, St. Catharines, ON in 444 - Carlton/Bunting, St. Catharines is $689,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 96 Windward Street, St. Catharines, ON ?

96 Windward Street, St. Catharines, ON is a Detached (Sidesplit 4) featuring a Finished with Walk-Out, Separate Entrance basement.

Q.What key property features does 96 Windward Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Greenbelt/Conservation, Lake/Pond, Park, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Water Heater, Carpet Free, In-Law Capability, Rough-In Bath.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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96 Windward Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 96 Windward Street, St. Catharines, ON L2M 4C3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$206,970 (30.0%)
* Minimum Canadian down payment required for this price is $43,990.
Amortization Period30 Years
Estimated Monthly Payment$2,296Based on a loan of $482,930 over 30 years.
Purchase Price$689,900
Loan Amount$482,930
Provincial Land Transfer Tax:$10,273
Total Estimated Closing Taxes:$10,273

About Purchasing a Home in St. Catharines, ON

For a property listed at $689,900 in St. Catharines, the legal minimum down payment is $43,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,273.

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444 - Carlton/Bunting, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 444 - Carlton/Bunting, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$506,954

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 444 - Carlton/Bunting, St. Catharines

Elementary Schools

Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
E I McCulley
Public16 Berkley Drive, St. Catharines, Ontario, L2M 6B8
6.5
Canadian Martyrs
Public502 Scott Street, St. Catharines, Ontario, L2M 3X2
5.8
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6

Secondary Schools

No secondary schools data loaded.

444 - Carlton/Bunting, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.