97 Else Street, St. Catharines, ON

$565,000
MLS#:X12541840
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
97 Else Street, St. Catharines, ON L2N 2C4
⚠️

Property no longer active

This property was sold on December 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $565,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 53 x 154.7 ft lot
  • Features a full, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Once upon a time there was a home that was meticulously maintained and loved by the current owners since April 1970. Two amazing sons were raised here followed by four boisterous and growing grandchildren. Dinners were almost always together in the functional kitchen. The main floor bedroom eventually became a den. The basement housed a proud workshop and many hobbies. The fantastic backyard was always filled with laughter and family gatherings. The amazing garden grew so many different and abundant vegetables so that a number of people were lucky enough to receive something from the Gordon garden. The spotless garage also serves as a workshop. Custom window awnings go up every spring and down late fall. The back porch and covered patio give 3 season enjoyment. Major items have been updated and always well maintained. If you want a solid, pristine home on a large lot and in a super neighbourhood. This is it. 2012 Testa sewer down driveway to main sewer before doing concrete driveway. 2012 Easton AC. Shingles by Air Roofing 2013. Driveway 2013. Congoleum bath and kitchen flooring 2013. Owned HWT 2014. Living and den hardwood 2015. 2019 microwave/fan. 2022 Alexander awnings. Kitchen and den landmark windows 2024. All vinyl windows. Owned Bryant Plus 90 furnace 2006. Seller is moving to a retirement home and would prefer a quick closing. It will be bitter-sweet when I put the Sold sign on my bother and sister-in-law's house.

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Property Summary

This detached home located at 97 Else Street, St. Catharines is currently for sale and has been available on SousaSells for 267 days. This property is listed at $565,000 with an estimated mortgage of $1,881* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 97 Else Street, St. Catharines is in the 442 - Vine/Linwell neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 442 - Vine/Linwell, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 29, 2025
Sold price information is available to members only
Listed Date11/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFull, Development Potential
Lot Size53 × 154.7 Feet
CountyNiagara
Annual Tax$3,903
Legal DescriptionLT 187 PL 200 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Level
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Water Heater Owned

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 97 Else Street, St. Catharines, ON

Q.What is the asking price for 97 Else Street, St. Catharines, ON ?

The current listing price for 97 Else Street, St. Catharines, ON in 442 - Vine/Linwell, St. Catharines is $565,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 97 Else Street, St. Catharines, ON ?

97 Else Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Development Potential basement.

Q.What key property features does 97 Else Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Level, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.What security features are installed at 97 Else Street, St. Catharines, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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97 Else Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 97 Else Street, St. Catharines, ON L2N 2C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$169,500 (30.0%)
* Minimum Canadian down payment required for this price is $31,500.
Amortization Period30 Years
Estimated Monthly Payment$1,881Based on a loan of $395,500 over 30 years.
Purchase Price$565,000
Loan Amount$395,500
Provincial Land Transfer Tax:$7,775
Total Estimated Closing Taxes:$7,775

About Purchasing a Home in St. Catharines, ON

For a property listed at $565,000 in St. Catharines, the legal minimum down payment is $31,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,775 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,775.

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442 - Vine/Linwell, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 - Vine/Linwell, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,194,334

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 442 - Vine/Linwell, St. Catharines

Elementary Schools

Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

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442 - Vine/Linwell, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.