34 Island Road, St. Charles, ON

$769,000
MLS#:X12054730
3 beds
2 baths
1100-1500 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of St. Charles. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $769,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 203 x 534.87 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Central Vacuum, Water Treatment, Water Softener
  • equipped with other central cooling and highly efficient forced air heating via propane

Description

34 ISLAND ROAD WEST WELCOMES THE PEACEFUL LIFE. 1.5 ACRES OF TREED PROPERTY BRINGS YOU TO THE BANKS OF THE WEST ARM AND NORTHERN FRENCH RIVER. FOLLOW ALONG THE ONLY ROAD THROUGH THE ISLAND LEADING TO THE 1500 SQUARE FOOT RAISED BUNGALOW WITH WATERFRONT VIEWS OF THE BEAUTIFUL LAKE BELOW. WITH A PLACE FOR EVERYONE AND EVERYTHING THE MAIN HOUSE OFFERS 3 BEDROOMS, OPEN CONCEPT KITCHEN AND DINING ROOM, AND PLENTY OF NATURAL LIGHT THROUGH THE SUNROOMS WALL TO WALL WINDOWS. ALONG WITH DOORS LEADING TO THE MULTI LEVEL DECKS FROM THE DINING ROOM AND SUNROOM AREAS. OUTSIDE THERE IS ROOM FOR GUESTS IN THE WINTERIZED BUNKIE, CURRENTLY USED AS AN OFFICE, AND SURROUNDED BY ANOTHER DECK, WITH A CONVENIENT SIDE ENTRANCE TO THE MAIN HOUSE. THIS WATERFRONT PROPERTY GIVES OPPORTUNITY FOR AMPLE YEAR-ROUND ACTIVITIES. DOWN BY THE 203 FOOT WATERFRONT IS THE PERFECT SPOT FOR BOATS, KAYAKS, FISHING, JET SKIS, AND MORE WITH THE SINGLE SLIP BOAT HOUSE, DOCK, AND SHALLOW ROCKY SHORELINE. ALL WHILE SHADED BY THE MIXTURE OF MATURE TREES THROUGHOUT THE PROPERTY. CLOSE TO CENTRE DE SANTE UNIVI HEALTH CENTRE. THIS IS THE LIFE, HAVING A MEAL ON ONE OF THE BEAUTIFUL DECKS, SITTING BY THE FIRE, WATCHING THE WATER, TAKING A SWIM IN THE LAKE, AND THEN WARMING UP IN THE WATER SIDE SAUNA. BOOK YOUR PERSONAL TOUR TODAY! (QUICK CLOSING AVAILABLE)

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Property Summary

This detached home located at 34 Island Road, St. Charles is currently for sale and has been available on SousaSells for 473 days. This property is listed at $769,000 with an estimated mortgage of $2,560* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 34 Island Road, St. Charles

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
0
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusTerminated
Listed Date4/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Brick
BasementFinished, Separate Entrance
Lot Size203 × 534.87 Feet
CountySudbury
Annual Tax$5,288
Legal DescriptionPCL 46991 SEC SES; PT LT 1 CON 5 CHERRIMAN PT 1 TO 3 53R10413; S/T LT258728, LT258729, LT267945, LT268527, LT272393, LT295109 & LT318893; T/W EP5712; ST.-CHARLES

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingOther

Features

Property Features

Lake Access, River/Stream, Sloping, Waterfront, Wooded/Treed

Interior Features

Central Vacuum, Water Treatment, Water Softener, Propane Tank

Security Features

Community Features

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Location

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34 Island Road, St. Charles, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 Island Road W, St. Charles, ON P0M 2W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Charles.

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Interest Rate4.00%
Down Payment$230,700 (30.0%)
* Minimum Canadian down payment required for this price is $51,900.
Amortization Period30 Years
Estimated Monthly Payment$2,560Based on a loan of $538,300 over 30 years.
Purchase Price$769,000
Loan Amount$538,300
Provincial Land Transfer Tax:$11,855
Total Estimated Closing Taxes:$11,855

About Purchasing a Home in St. Charles, ON

For a property listed at $769,000 in St. Charles, the legal minimum down payment is $51,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,855 for this transaction. As this listing is in St. Charles (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,855.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Charles.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$611,776

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.