1173 Richards Street, St. Joseph, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Joseph. Expertly crafted featuring premium vinyl siding and unknown construction, this residence presents an exceptional opportunity offered at $925,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 4 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 139.4 x 164.7 ft lot
- Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 2.0 garage spaces (2.0 total parking spaces) with a convenient other configuration
- Notable attributes: Central Vacuum, Built-In Oven, Other
- equipped with other central cooling and highly efficient forced air heating via electric
Description
A rare double lot with 139 feet of sandy, sheltered frontage on Lake Huron's St. Joseph Channel - in the heart of downtown Richards Landing, an area positioned for continued commercial and mixed-use growth. Waterfront properties of this size, in this location, rarely come to market and represent a long-term value play as the village develops. The 2-storey home delivers the full spectrum of waterfront living: glassy sunsets viewed from a spectacular glass-wrapped sunroom, a sheltered spot to dock your boat, and safe, sandy-bottom swimming just steps from the deck and patio. West-facing across open water dotted with islands, the sunset views alone set this property apart. The home also offers an updated kitchen, hardwood floors, two full baths plus a half bath, three bedrooms, and a steel shingle roof. The detached double garage includes a self-contained second unit, including another full bathroom, offering turnkey income potential as an Airbnb suite or family guest quarters. Walk to the marina, restaurant, grocery store, hospital, pharmacy, and school, all on municipal water/sewer with fiber internet coming. Survey on file; shore road allowance already owned. A double waterfront lot in a growth-positioned downtown core, with existing income potential built in - this can be as much a land-banking opportunity as a home purchase.
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Property Summary
This detached home located at 1173 Richards Street, St. Joseph is currently for sale and has been available for 63 days. This property is listed at $925,000 with an estimated mortgage of $3,079* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 1173 Richards Street, St. Joseph
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in St. Joseph.
- •4 spacious bedroom layout offering versatile living space
- •4 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in St. Joseph.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Waterfront
Interior Features
- Central Vacuum
- Built-In Oven
- Other
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Joseph?
If you are looking for a house in St. Joseph or researching St. Joseph real estate for sale, this 4-bedroom detached at 1173 Richards Street, St. Joseph, ON offers an exceptional opportunity to buy a home in St. Joseph, Ontario. Whether you are a first-time St. Joseph home buyer or comparing active St. Joseph MLS® homes for sale, working with a dedicated St. Joseph buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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St. Joseph Buyer Budget & Costs
Estimated mortgage: $3,079*/month*. Estimated Ontario Land Transfer Tax: $14,975. First-time St. Joseph home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Joseph
Frequently Asked Questions about 1173 Richards Street, St. Joseph, ON
Q.What is the asking price for 1173 Richards Street, St. Joseph, ON ?
The current listing price for 1173 Richards Street, St. Joseph, ON in St. Joseph is $925,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 1173 Richards Street, St. Joseph, ON ?
1173 Richards Street, St. Joseph, ON is a Detached (2-Storey) featuring a Unfinished, Full basement.
Q.What key property features does 1173 Richards Street, St. Joseph, ON offer?
Key property features include: Waterfront.
Q.What interior features are included in this home?
Interior highlights include: Central Vacuum, Built-In Oven, Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (Other).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Other.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
St Joseph, St Joseph
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 1173 Richards Street, St. Joseph, ON P0R 1J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Joseph, ON
For a property listed at $925,000 in St. Joseph, the legal minimum down payment is $67,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,975 for this transaction. As this listing is in St. Joseph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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