104 RIDGEWOOD Crescent, St. Marys, ON

$644,900
MLS#:X10780505
3 beds
3 baths
1100-1500 sqft
1.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on December 4, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $644,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 30 x 121 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Air Exchanger, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

****MASSIVE PRICE REDUCTION!!***** Immaculate brick townhome in the highly sought after Ridgewood Crescent has been thoughtfully designed and manicured inside and out. The craftsmanship and attention to detail is second to none throughout this fully finished home. Built in 2020 by Larry Otten, this low maintenance home consists of 3 bedrooms and 3 bathrooms. A large foyer greets you as you open the entrance door. Your eyes are drawn to the open concept floor plan. Greeting you as you walk down the hall is the kitchen lined with white kitchen cabinets, tiled back splash, under counter lighting, black stainless appliance and spacious eat up island with quartz countertop. The dining area is situated between the kitchen and the living room. The oversized living room is tastefully decorated and only footsteps away from the primary bedroom boasting a large walk-in closet and three piece ensuite. A second bedroom, 4 piece bathroom and laundry closet complete the main floor. Downstairs is fully finished where you will find a bedroom with 3 piece large bathroom, mechanical room, storage room and large family room. Features of this home include garage access to the single car garage lined in Trusscore, neutral welcoming paint pallet, covered porch at the entrance and lovely huge raised deck with gazebo and privacy fence at the back of the home. Owned hot water heater and water softener. The lower level patio is a perfect spot to read a book or place your outdoor dining table. This quality built, beautiful home is ready for its new owners with no condo fees!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This townhouse located at 104 RIDGEWOOD Crescent, St. Marys is currently for sale and has been available on SousaSells for 679 days. This property is listed at $644,900 with an estimated mortgage of $2,147* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 104 RIDGEWOOD Crescent, St. Marys is in the St. Marys neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date9/6/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungalow
ConstructionStone, Brick
BasementFinished, Full
Lot Size30 × 121
CountyPerth
Annual Tax$3,714.33
Legal DescriptionPART LT 32 PLAN 44M70 BEING PART 6 PLAN 44R5727;TOGETHER WITH AN EASEMENT OVER PART LT 32 PLAN 44M70 BEING PART 10 PLAN 44R5727 AS IN PC179386;TOGETHER WITH AN EASEMENT OVER PART LT 32 PLAN 44M70 BEING PART 8 PLAN 44R5727 AS IN PC179741; TOWN OF ST. MARYS

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital

Interior Features

Water Heater Owned, Air Exchanger, Water Softener

Security Features

Community Features

Location

Initializing map...
104 RIDGEWOOD Crescent, St. Marys, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 104 RIDGEWOOD Crescent, St. Marys, ON N4X 1E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Configure Loan Settings

Interest Rate4.00%
Down Payment$193,470 (30.0%)
* Minimum Canadian down payment required for this price is $39,490.
Amortization Period30 Years
Estimated Monthly Payment$2,147Based on a loan of $451,430 over 30 years.
Purchase Price$644,900
Loan Amount$451,430
Provincial Land Transfer Tax:$9,373
Total Estimated Closing Taxes:$9,373

About Purchasing a Home in St. Marys, ON

For a property listed at $644,900 in St. Marys, the legal minimum down payment is $39,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,373 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,373.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,485

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.