109 James Street, St. Marys, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $729,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 4 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 49.21 x 103.6 ft lot
- 4.0 total parking spaces available
- Notable attributes: Separate Heating Controls, Separate Hydro Meter
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
RARE FIND! attention investors, fully rented legal Duplex built in 2024, two bungalow units up and down) with separate entrances. Each unit offers; three bedrooms ( primary bedroom with walk-in closet ), two full baths including primary en-suite, open concept floor plan, carpet free, large eat-in kitchen with four stainless steel appliances, spacious living/dining room, in-suite laundry room with washer and dryer with additional storage area, each unit has it's own high efficiency heat pump and ductless central air conditioning, each has 2 parking spots. Rents are: Upper unit: $1900 plus all utilities. Lower level:$1800 plus all utilities. Water heater is owned. Water softener is rental for $28 per month per unit. Total gross income of $44,400.00 per year with very little maintenance and operating cost.
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Property Summary
This duplex located at 109 James Street, St. Marys is currently for sale and has been available on SousaSells for 430 days. This property is listed at $729,900 with an estimated mortgage of $2,430* per month. It has 6 beds, 4 bathrooms, and is 1100-1500 square feet. 109 James Street, St. Marys is in the St. Marys neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Parking & Garage
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Features
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Interior Features
Separate Heating Controls, Separate Hydro Meter
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 109 James Street S, St. Marys, ON N3A 2P3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $729,900 in St. Marys, the legal minimum down payment is $47,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,073 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.