139 Waterloo Street, St. Marys, ON
Property no longer active
This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $925,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 100 x 150 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Located in a desirable neighbourhood close to local parks, a community recreation centre, and excellent schools, this inviting family home offers warm wood décor throughout and a spacious Wood Decor cherry kitchen featuring abundant counter and cupboard space, luxury vinyl flooring, and a large eat-in area perfect for family gatherings. The sunken living room is accented with rich, dark-stained hardwood flooring, adding a touch of elegance. The home includes a double car garage with convenient walk-up access, as well as a practical mudroom with pocket doors that lead directly into the kitchen and out to the patio and pool area. The private primary wing offers a generous bedroom with a walk-in closet and a newly updated four-piece ensuite bath with tub surround. Upstairs, you'll find three additional bedrooms, a three-piece bath, and cozy carpet throughout the hallway and bedrooms. The first basement level offers a spacious family and games room with a two-piece bath and walk-up access to the pool, while the second basement level remains unfinished, providing laundry with a brand new LG washer (2024) and gas dryer, a workbench, and an owned water softener. An additional walk-up leads to the garage. Outside, enjoy summer days in the 18 x 36 pool with a depth of 7 feet, a 2024 pool filter and pump, a 2023 solar blanket, composite decking, a gazebo, a pool shed with pump, and a beautiful waterfall feature that adds both relaxation and visual appeal. A hedge on the south side marks the property line with the neighbour. Additional updates include new eaves and gutter guards, plus a new air conditioner 2025.With thoughtful updates, plenty of storage, and welcoming living spaces all within walking distance to parks, the recreation centre, and schools, this well-maintained home is ready for its next chapter.
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Property Summary
This detached home located at 139 Waterloo Street, St. Marys is currently for sale and has been available on SousaSells for 336 days. This property is listed at $925,000 with an estimated mortgage of $3,079* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 139 Waterloo Street, St. Marys is in the St. Marys neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Park, Rec./Commun.Centre, School, Wooded/Treed, Clear View
Interior Features
Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned, Workbench
Security Features
Smoke Detector
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 139 Waterloo Street S, St. Marys, ON N4X 1B2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $925,000 in St. Marys, the legal minimum down payment is $67,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,975 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.