15 Charles Street, St. Marys, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $400,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 100 x 255 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 2.0 garage spaces (4.0 total parking spaces) with a convenient detached configuration
- Notable attributes: Water Heater
- equipped with window unit(s) central cooling and highly efficient forced air heating via gas
Description
Attention investors, renovators, first-time buyers, and flippers! Set on an oversized ravine lot backing onto Trout Creek, 15 Charles Street offers a rare opportunity to unlock significant potential in the heart of St. Marys. This 1 3/4 storey home features 2 bedrooms and 1 bathroom and is ready for someone with vision to bring it back to life.The expansive property is the true standout, offering exceptional outdoor space, privacy, and endless possibilities. For hobbyists, contractors, or anyone needing extra storage, the property boasts a huge shop/garage, a second detached garage perfect for storing a boat, trailer, or other recreational toys, plus an additional storage shed.The home itself requires updating and renovation, making it an ideal opportunity for a handyman, contractor, investor, or first-time buyer looking to build equity through sweat equity. Whether you're planning a complete renovation, a profitable flip, or creating your dream home on an impressive lot, this property offers incredible potential in a desirable location. Being sold in as-is condition.
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Property Summary
This detached home located at 15 Charles Street, St. Marys is currently for sale and has been available for 0 days. This property is listed at $400,000 with an estimated mortgage of $1,331* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 15 Charles Street, St. Marys is in the St. Marys neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in St. Marys, St. Marys.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-1100 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Water Heater
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Marys?
If you are looking for a house in St. Marys or researching St. Marys real estate for sale, this 2-bedroom detached at 15 Charles Street, St. Marys, ON offers an exceptional opportunity to buy a home in St. Marys, Ontario. Whether you are a first-time St. Marys home buyer or comparing active St. Marys MLS® homes for sale, working with a dedicated St. Marys buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Marys realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Marys Buyer Budget & Costs
Estimated mortgage: $1,331*/month*. Estimated Ontario Land Transfer Tax: $4,475. First-time St. Marys home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Marys
Frequently Asked Questions about 15 Charles Street, St. Marys, ON
Q.What is the asking price for 15 Charles Street, St. Marys, ON ?
The current listing price for 15 Charles Street, St. Marys, ON in St. Marys, St. Marys is $400,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
Q.What property type and architectural style is 15 Charles Street, St. Marys, ON ?
15 Charles Street, St. Marys, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Window Unit(s).
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
St. Marys, St. Marys
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 15 Charles Street N, St. Marys, ON N4X 1C1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $400,000 in St. Marys, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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