
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and board & batten construction, this residence presents an exceptional opportunity offered at $821,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 164 Church St. N., St. Marys. This extraordinary 1880 home was originally constructed by William Irvine, a local carpenter, with assistance from James Spearin, a carpenter from Limerick, Ireland who took possession in 1885. The construction of the home, with the yellow field brick and red brick quoins and voussoirs and semi-circular cranberry glass window over the entrance lend an impressive appearance, as do the very large windows on the 1990 addition at the back of the house, more than doubling the square footage. Highlights of the home include the original staircase with cherry handrail and octagonal tapered oak spindles. The addition ties in seamlessly to the original structure, featuring a two-story great room with stunning floor-to-ceiling gas fire place constructed by stonemason Sandy McLean, enormous windows letting in abundant natural light, wood floors, and a back staircase leading to the upstairs bedroom hallway outside the Primary bedroom with Ensuite bath. An open walkway looking down onto the great room leads to the bedrooms and bathroom that are part of the original home.The lot is huge, with potential for severance, and hosts breathtaking perennial gardens, pathways, hidden sitting areas and water features. A short walk south leads to historic downtown St. Marys with it's beautiful limestone structures, or you can meander one street over to walk the Grand Trunk Trail with breathtaking panoramic views of both town and country.
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This detached home located at 164 Church Street, St. Marys is currently for sale and has been available for 0 days. This property is listed at $821,000 with an estimated mortgage of $2,733* per month. It has 4 beds, 3 bathrooms, and is 3000-3500 square feet. 164 Church Street, St. Marys is in the St. Marys neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in St. Marys, St. Marys.
Growing families needing multi-bedroom flexibility and space in St. Marys, St. Marys.
None listed
No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in St. Marys or researching St. Marys real estate for sale, this 4-bedroom detached at 164 Church Street, St. Marys, ON offers an exceptional opportunity to buy a home in St. Marys, Ontario. Whether you are a first-time St. Marys home buyer or comparing active St. Marys MLS® homes for sale, working with a dedicated St. Marys buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified St. Marys real estate listings, compare active St. Marys houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Marys realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $2,733*/month*. Estimated Ontario Land Transfer Tax: $12,895. First-time St. Marys home buyers may qualify for up to $8,475 in rebates.
The current listing price for 164 Church Street, St. Marys, ON in St. Marys, St. Marys is $821,000.
This property features 4 bedrooms and 3 bathrooms across approximately 3000-3500 sqft.
164 Church Street, St. Marys, ON is a Detached (2-Storey) featuring a Walk-Up, Full, Finished basement.
Key property features include: Golf, Hospital, Park, Part Cleared, School Bus Route, School.
Interior highlights include: Auto Garage Door Remote, Central Vacuum, Sewage Pump, Sump Pump, Water Softener.
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Yes, this property offers parking space for 6.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
St. Marys, St. Marys
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 164 Church Street N, St. Marys, ON N4X 1B6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.
About Purchasing a Home in St. Marys, ON
For a property listed at $821,000 in St. Marys, the legal minimum down payment is $57,100 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,895 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,895.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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