Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium other and stone construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Nestled on an incredible 211 feet of River frontage, this beautiful three bedroom, two bathroom side split offers a rare opportunity to enjoy peaceful waterfront living right in the heart of St.Marys. Tucked away on a stunning mature lot, the property combines nature and timeless charm with thoughtful interior spaces. Inside you will find bright, welcoming living areas with large windows framing the picturesque views of the surrounding landscape. The kitchen features vaulted ceilings, crisp white cabinetry and seamless access to the spectacular sunroom-style dining space overlooking the river, backyard and brand new deck. Warm hardwood floors, stylish finishes and an inviting layout make this home ideal for both everyday living and entertaining. The spacious primary bedroom features a dramatic architectural window and tranquil views, while the finished lower level offers a third bedroom perfect for guests, family or home office. Step outside and experience the true highlight of this property, the breathtaking Thames River. Towering mature trees, expansive green space and direct water views/access create a peaceful retreat unlike anything else in town. Whether enjoying with your friends or relaxing by the water, this property offers an exceptional lifestyle. A rare waterfront gem in one of St. Marys' most desirable locations.
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Greenbelt/Conservation, Park, River/Stream, Wooded/Treed, Waterfront
Sump Pump, Water Softener, Water Meter
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 165 Thomas Street, St. Marys, ON N4X 1B9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.
About Purchasing a Home in St. Marys, ON
For a property listed at $669,000 in St. Marys, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.