189 ELIZABETH Street, Unit 2F, St. Marys, ON

$525,000
MLS#:X12508686
1 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on November 13, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $525,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Air Exchanger, Carpet Free, Storage
  • equipped with central air central cooling and highly efficient radiant heating via gas

Description

Discover timeless sophistication at Central School Manor, a treasured landmark nestled in the heart of St. Marys. Originally built in 1914 from locally quarried limestone, this distinguished building beautifully showcases the town's storied past. Thoughtfully transformed into just 15 boutique condominiums, Suite 2F perfectly combines heritage charm with contemporary living. Step inside to be greeted by soaring 13-foot ceilings, elegant crown molding, and grand 11-inch baseboards-details that evoke the grace of a bygone era. Expansive windows flood the space with natural light and frame serene views of the surrounding neighbourhood. The custom kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, and generous cabinetry for effortless entertaining. The sun-filled primary bedroom provides a tranquil escape, offering comfort and warmth throughout the seasons. Modern touches include in-floor radiant heating, a cozy fireplace, ceiling fans, and central air conditioning, ensuring year-round comfort. Residents also enjoy beautifully landscaped gardens, a welcoming BBQ area, and a charming lounge complete with a fireplace and kitchenette-perfect for gatherings. With elevator access, automated entry doors, and a spacious storage locker, convenience meets character at every turn.

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Property Summary

This condo apartment located at 189 ELIZABETH Street, St. Marys is currently for sale and has been available on SousaSells for 256 days. This property is listed at $525,000 with an estimated mortgage of $1,748* per month. It has 1 bed, 1 bathroom, and is 900-999 square feet. 189 ELIZABETH Street, St. Marys is in the St. Marys neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateNovember 13, 2025
Sold price information is available to members only
Listed Date11/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionStone
BasementNone
CountyPerth
Annual Tax$4,477

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingCentral Air

Features

Property Features

Clear View, Greenbelt/Conservation, Hospital, Park, Rec./Commun.Centre, Place Of Worship

Interior Features

Air Exchanger, Carpet Free, Storage, Water Heater Owned, Water Meter, Water Softener, Water Treatment

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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189 ELIZABETH Street, Unit 2F, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 189 ELIZABETH Street 2F, St. Marys, ON N4X 0B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Configure Loan Settings

Interest Rate4.00%
Down Payment$157,500 (30.0%)
* Minimum Canadian down payment required for this price is $27,500.
Amortization Period30 Years
Estimated Monthly Payment$1,748Based on a loan of $367,500 over 30 years.
Purchase Price$525,000
Loan Amount$367,500
Provincial Land Transfer Tax:$6,975
Total Estimated Closing Taxes:$6,975

About Purchasing a Home in St. Marys, ON

For a property listed at $525,000 in St. Marys, the legal minimum down payment is $27,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,975 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,485

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.