193 Water Street, St. Marys, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 45 x 124 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Sump Pump, Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 193 Water St S! This inviting 3-bedroom, 1.5-bathroom family home is perfectly situated just a short walk from downtown St. Marys. With a classic 1.5-storey layout and thoughtful updates throughout, this property offers both comfort and convenience for growing families or first-time home buyers. Step inside to find a bright and functional main floor with ample living space. The generous living and dining areas flow seamlessly, while the kitchen and dining room provides a great space for family meals and everyday living. Outside, enjoy the fully fenced backyard ideal for kids, pets, or simply relaxing in privacy. The rear deck is perfect for entertaining, complete with a gas BBQ hook-up for summer cookouts. A detached garage and ample parking round out the exterior features, while the spacious covered front porch adds timeless curb appeal and a warm "Welcome Home Feel". Don't miss your chance to own this well-located home in a family-friendly neighborhood, and everything St. Marys has to offer!
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Property Summary
This detached home located at 193 Water Street, St. Marys is currently for sale and has been available on SousaSells for 319 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 193 Water Street, St. Marys is in the St. Marys neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Sump Pump, Water Heater
Security Features
None
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 193 Water Street S, St. Marys, ON N4X 1A6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $489,900 in St. Marys, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.