20 Ridgewood Crescent, St. Marys, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $680,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 20 Ridgewood Crescent, St. Marys. This one-owner bungalow has been lovingly cared for since being built in 2002 and is finished top to bottom. With a full 2-car garage, 3 full bathrooms (including an Ensuite) and 2 bedrooms plus a basement den, it's ideally situated for retirees but offers plenty of space for the family or for entertaining. The basement recreation room is very large, with a natural gas fireplace and features ample storage closets for the collector or the hobby enthusiast. The property is beautifully landscaped and provides a peaceful backyard haven in season. Whether looking to retire or raise a family, St. Marys offers plenty of social and recreational opportunities for everyone, and is a quick 20 minute drive to Stratford and 40 minutes to London. *pls note that sq footage is taken from photographer floor plans and may vary from MPAC or architects plans
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Property Summary
This detached home located at 20 Ridgewood Crescent, St. Marys is currently for sale and has been available on SousaSells for 459 days. This property is listed at $680,000 with an estimated mortgage of $2,263* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 20 Ridgewood Crescent, St. Marys is in the St. Marys neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Greenbelt/Conservation, Golf, Hospital, Library, Rec./Commun.Centre
Interior Features
Air Exchanger, Auto Garage Door Remote, Central Vacuum, Solar Tube, Water Heater Owned, Water Softener, Workbench
Security Features
Carbon Monoxide Detectors, Security System, Smoke Detector
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 20 Ridgewood Crescent, St. Marys, ON N4X 1E8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $680,000 in St. Marys, the legal minimum down payment is $43,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,075 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,075.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.