202 Queen Street, St. Marys, ON

$669,000
MLS#:X13078992
4 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 48.12 x 161.68 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Sump Pump, Water Softener, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

STOP THE CAR! Summer living is at its best in this spacious Queen Street West home, offering over 1,800 sq ft of total living space with a finished basement, just a short stroll to parks, the Thames River, the hospital, doctors' offices, the YMCA, and downtown St. Marys. The carpet-free main floor features a bright white kitchen with brand new built-in stainless steel appliances, plenty of cabinetry, and a sunny breakfast area with a walkout to the impressive 163-foot deep lot-perfect for morning coffee on the deck or summer barbecues in the backyard. Natural light pours in through large windows, including a rear bay window overlooking the yard, while smooth ceilings and pot lights throughout the main level add a clean, modern feel. Upstairs, the bedroom level showcases brand new carpeting and offers four bedrooms in total, including a spacious primary suite with a built-in television niche and a private 3-piece ensuite featuring a relaxing soaker tub. The fully finished basement extends your living space with a carpet-free layout, pot lights, lookout windows, and an additional 3-piece bathroom-ideal for guests or growing families. Additional highlights include main floor laundry, a welcoming front porch made for warm summer evenings, and parking for up to four vehicles. Don't miss your chance to make this your home this season!

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Finished
Lot Size48.12 × 161.68 Feet
CountyPerth
Annual Tax$4,493
Legal DescriptionLOT 18 S/S QUEEN ST PLAN 207; ST MARYS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, School, Park, River/Stream

Interior Features

Sump Pump, Water Softener, Floor Drain

Security Features

Smoke Detector

Community Features

Location

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202 Queen Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 202 Queen Street W, St. Marys, ON N4X 1B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate5.25%
Down Payment$41,900 (6.3%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period25 Years
Estimated Monthly Payment$3,737Based on a loan of $627,100 over 25 years.
Purchase Price$669,000
Loan Amount$627,100
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in St. Marys, ON

For a property listed at $669,000 in St. Marys, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

Nearby Listings

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No current listings found in St. Marys.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$663,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.