209 Elgin Street, St. Marys, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 48 x 150 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Water Heater Owned, Water Softener
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Step into timeless elegance with this beautifully preserved and lovingly restored 2 1/2 -storey Century home in the heart of St. Marys. From the moment you arrive, the inviting curb appeal sets the tone - mature landscaping, a welcoming front porch, and classic architectural details reflect the home's rich heritage. Inside, original character shines through with stunning stained-glass accents, and hardwood floors that have stood the test of time. The craftsmanship of a bygone era blends seamlessly with thoughtful modern updates, including a metal roof, upgraded wiring and plumbing for peace of mind. The main floor offers a convenient 2-piece powder room, mudroom, clever storage spaces and generous living areas perfect for entertaining or relaxing. Upstairs, the transformation continues with all plaster removed and replaced with fresh drywall. The luxurious 5-piece bathroom is a showstopper featuring elegant finishes. The primary suite is complete with a walk-in closet. The walk-up attic which has great potential. Whether you envision a studio, home office, or additional living space, the possibilities are endless. Outside is an entertainers haven with a large, covered porch for family gatherings. The clever addition of storage extends to the outside with a sliding panel on the northwest corner to house your garden tools or garbage bins. This home is a rare blend of historic charm and modern comfort ready to welcome its next chapter.
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Property Summary
This detached home located at 209 Elgin Street, St. Marys is currently for sale and has been available on SousaSells for 332 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 209 Elgin Street, St. Marys is in the St. Marys neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Library, Place Of Worship, Rec./Commun.Centre
Interior Features
Water Heater Owned, Water Softener
Security Features
Community Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 209 Elgin Street W, St. Marys, ON N4X 1A2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $699,900 in St. Marys, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.