250 Elgin Street, St. Marys, ON

$859,000
MLS#:X11950777
4 beds
2 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $859,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 50.96 x 125.31 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Brick & Beam
  • equipped with wall unit(s) central cooling and highly efficient other heating via gas

Description

Discover a piece of history with this elegant 1912 residence located at 250 Elgin St E, St. Marys, where vintage charm meets modern luxury. This beautiful four-bedroom, 1.5-bathroom home serves as a perfect retreat for those who appreciate classic style combined with contemporary comforts. As you step inside, the original foyer offers built-in foyer bench welcoming you into a space brimming with character with smooth pocket doors, solid wood, stunning high baseboards, door frames, and crown moulding. The main and second level are free of carpet, showcasing striking hardwood floors that resonate with the history of the home. The updated kitchen, the heart of the house, radiates rustic elegance with its granite countertops, brick backsplash, and built-in stainless steel appliances. Exposed beams and a movable breakfast bar enhance the inviting atmosphere, while abundant cabinetry offers plenty of room for all your culinary needs. Spacious principal rooms are filled with natural light, complemented by a convenient laundry area on the bedroom level and a luxurious family bathroom featuring a separate shower, soaking tub, and double sink vanity. The third floor provides a cozy family room along with the privacy of a fourth bedroom. The partially finished basement includes a workshop, office, and generous storage space. Outside, the concrete rear patio, parking for three cars, and a detached garage enhance the lifestyle this grand home provides. For the adventurous, a rock wall awaits. Get ready to fall in love with this timeless property and envision it as your forever home.

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Property Summary

This detached home located at 250 Elgin Street, St. Marys is currently for sale and has been available on SousaSells for 531 days. This property is listed at $859,000 with an estimated mortgage of $2,859* per month. It has 4 beds, 2 bathrooms, and is 2500-3000 square feet. 250 Elgin Street, St. Marys is in the St. Marys neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 24, 2025
Sold price information is available to members only
Listed Date2/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionBrick
BasementFull, Partially Finished
Lot Size50.96 × 125.31 Feet
CountyPerth
Annual Tax$3,926
Legal DescriptionPT LOT 23 S/S ELGIN ST PLAN 225 ST MARYS AS IN R83398 ; ST MARYS

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingWall Unit(s)

Features

Property Features

Golf, Hospital, Level, Library, School, Rec./Commun.Centre

Interior Features

Brick & Beam

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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250 Elgin Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 250 Elgin Street E, St. Marys, ON N4X 1A5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Configure Loan Settings

Interest Rate4.00%
Down Payment$257,700 (30.0%)
* Minimum Canadian down payment required for this price is $60,900.
Amortization Period30 Years
Estimated Monthly Payment$2,859Based on a loan of $601,300 over 30 years.
Purchase Price$859,000
Loan Amount$601,300
Provincial Land Transfer Tax:$13,655
Total Estimated Closing Taxes:$13,655

About Purchasing a Home in St. Marys, ON

For a property listed at $859,000 in St. Marys, the legal minimum down payment is $60,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,655 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,655.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,485

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.