255 Water Street, St. Marys, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick veneer and vinyl siding construction, this residence presents an exceptional opportunity offered at $679,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 41.01 x 97.52 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient built-in configuration
- Notable attributes: Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 255 Water Street South, a well-maintained two-storey home in one of St. Marys' most walkable and scenic locations. Built in 2004, this inviting 3-bedroom, 1.5-bath home offers comfortable living space, thoughtful recent updates, and easy access to downtown, the Thames River trails, and the St. Marys swimming quarry area.The main floor features a spacious front entry, a warm living room with gas fireplace, and a functional kitchen with adjoining dinette and walkout to the backyard. Upstairs, you'll find a generous primary bedroom, two additional bedrooms, and the convenience of second-floor laundry. The finished lower level adds a large recreation room and 2-piece bathroom, providing excellent space for movie nights, hobbies, or family living. Recent improvements include a new back door and rear deck in 2023, redesigned backyard, seven new fence sections and gate in 2024, complete eaves with gutter guards in 2022, hard-wired fire alarms in 2022, duct cleaning in 2023, and garage drywall repairs with fresh paint in 2023.Set just a short walk from downtown St. Marys, local shops, restaurants, riverfront trails, and the beloved St. Marys Swimming Quarry, this property offers a rare blend of small-town convenience and outdoor lifestyle. The nearby West Quarry area is also part of a Town-led enhancement project intended to improve site safety and prepare the area for future passive recreational use.A comfortable, updated home in a standout St. Marys location-ready for its next chapter.
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Key Features
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Parking & Garage
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Features
Property Features
Fenced Yard, Greenbelt/Conservation, Park, Place Of Worship, River/Stream
Interior Features
Water Heater
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 255 Water Street S, St. Marys, ON N4X 1B1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $679,900 in St. Marys, the legal minimum down payment is $42,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,073 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.